Wayne County property record for 1615 N Lafayette St, Dearborn, MI 48128
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,141 sqft · built 1945 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,579 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-09-172-19-024 |
| Primary APN | 82-09-172-19-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,141 sqft Living Area |
| 1st Floor Area | 756 sqft |
| Basement Area | 756 sqft |
| Unfinished Basement | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Adobe |
| Construction Type | Brick |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 126 ft deep x 40 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1615 N LAFAYETTE ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48128-1167 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 190 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF CUMMINGS PARK ANNEX SUB |
| Legal Subdivision | CUMMINGS PARK ANNEX |
| Legal Lot Number | 190 |
| Jurisdiction | WAYNE MI |
| Township / Civil Division | DEARBORN |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 574700 |
Source: Wayne County records, as of September 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1615 N LAFAYETTE ST, DEARBORN, MI 48128-1167 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Mar 17, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 11, 2025 |
| Transfer Doc | 0596560738 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 1615 N LAFAYETTE ST, DEARBORN, MI 48128-1167 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1615 N LAFAYETTE ST, DEARBORN, MI 48128-1167 |
| Document Number | 0572671296 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | 57267/1296 |
| Instrument | 2021434097 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 1615 N LAFAYETTE ST, DEARBORN, MI 48128-1167 |
| Document Number | 0557000340 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 1615 N LAFAYETTE ST DEARBORN MI 481281167, DEARBORN, MI 48128-1167 |
| Document Number | 0557000340 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 055700/000340 |
| Instrument | 139249 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2050 |
Source: Wayne County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,700 (+19.68%) | $255,400 (+19.68%) | |
| 2025 | $2,579.00 (+8%) Homeowner's exemption | $106,700 (+25.53%) | $213,400 (+25.53%) |
| 2023 | $2,388.00 (-7.66%) Homeowner's exemption | $85,000 | $170,000 |
| 2019 | $2,586.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEARBORN serves 109,976 people · EPA ID MI0001730 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 825 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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