1545 N Lafayette St, Dearborn, MI 48128 Property Records

Wayne County property record for 1545 N Lafayette St, Dearborn, MI 48128

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,329 sqft · built 1945
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Dec 2024)
Tax Bill	$6,031 (2025)
Deeds & Mortgages	May 2026 Transfer Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-09-172-19-020`

Property Details

APN / Parcel Number

Primary APN	`82-09-172-19-020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,329 sqft Living Area
1st Floor Area	953 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Adobe
Construction Type	Brick
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	126 ft deep x 40 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1545 N LAFAYETTE ST
City	DEARBORN
State	MI
Zip	48128-1143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 194 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF CUMMINGS PARK ANNEX SUB
Legal Subdivision	CUMMINGS PARK ANNEX
Legal Lot Number	194
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3026
Census Tract	574700

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1545 N LAFAYETTE ST, DEARBORN, MI 48128-1143
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Quit Claim Deed, Transfer V1 TITLE AGENCY
Nov 9, 2023	Warranty Deed, Transfer NVR TITLE, V1 TITLE AGENCY LLC
Dec 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage ZEAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2024 · Amount on Record
Deed Sale	Dec 2, 2024 · Amount on Record
Prior Sale	Nov 9, 2023 · Amount on Record
Deed Document Number	2024302866
Deed Book / Page	59221 / 1114
Last Transfer Date	Apr 30, 2026
Transfer Doc	0000190966
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE MI
Recording Date	May 27, 2026
Property Address	1545 N LAFAYETTE ST, DEARBORN, MI 48128-1143
Document Number	0000190966
Book / Page	60306 / 1118
Instrument Date	Apr 30, 2026
Instrument	2026190966
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	V1 TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 N LAFAYETTE ST, DEARBORN, MI 48128-1143

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 9, 2023
Property Address	1545 N LAFAYETTE ST, DEARBORN, MI 48128-1143
Document Number	0585490236
Book / Page	58549 / 236
Map Reference	LB 56 PG 8
Instrument Date	Oct 25, 2023
Instrument	2023281040
Transaction Type	Transfer
Record Updated	Jan 9, 2024
Title Company	NVR TITLE, V1 TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1545 N LAFAYETTE ST, DEARBORN, MI 48128-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 N LAFAYETTE ST, DEARBORN, MI 48128-1168

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	1545 N LAFAYETTE ST, DEARBORN, MI 48128-1143
Document Number	0548030722
Instrument Date	Dec 27, 2018
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1545 N LAFAYETTE ST DEARBORN MI 481281143, DEARBORN, MI 48128-1143

Mortgage

Document Number	0548030722
Date	Jan 8, 2019
Book Page	054803/000722
Instrument	6751

Lender

Name	ZEAL CU
Address	LIVONIA, MI 48152

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 7, 2034

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,000 (+20.95%)	$284,000 (+20.95%)
2025	$6,031.00 (+79.07%) Homeowner's exemption	$117,400 (+28.59%)	$234,800 (+28.59%)
2023	$3,368.00 (+6.95%) Homeowner's exemption	$91,300	$182,600
2019	$3,149.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEARBORN serves 109,976 people · EPA ID MI0001730
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Feb 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 865 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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