Kenton County property record for 1518 Monroe St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,438 sqft · built 1926 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $125,000 (Aug 2018) |
| Tax Bill | $1,656 (2025) |
| Deeds & Mortgages | Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-12-04-003.00 |
| Primary APN | 055-12-04-003.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,438 sqft Finished Area |
| Gross Area | 1,641 sqft |
| Year Built | Built 1926 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0551204003.00 |
|---|---|
| Street Address | 1518 MONROE ST |
| City | COVINGTON |
| State | KY |
| Zip | 41014-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHROETTER 2ND PT LOT 1 40'X 100' ES MONROE ST 50' N OF 16TH ST |
| Legal Subdivision | SCHROETTER H A 2ND |
| Legal Lot Number | 1 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 65100 |
Source: Kenton County records · APN 055-12-04-003.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1518 MONROE ST, COVINGTON, KY 41014-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2018 · Amount on Record |
| Deed Sale | Aug 28, 2018 · Amount on Record |
| Deed Document Number | 0000648855 |
| Deed Book / Page | 6488 / 55 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 28, 2018 |
| Property Address | 1518 MONROE ST, COVINGTON, KY 41014-1038 |
| Document Number | 0000000090 |
| Book / Page | 0C6488 / 000055 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 90 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1518 MONROE ST COVINGTON KY 410141038, COVINGTON, KY 41014-1038 |
| Document Number | 92 |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 0C6488/000075 |
| Instrument | 92 |
| Name | KENTUCKY HSNG |
|---|---|
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 27, 2028 |
| Document Number | 91, |
|---|---|
| Date | Aug 28, 2018 |
| Book Page | 0C6488/000059 |
| Instrument | 91 |
| Name | STOCKTON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 27, 2048 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,656.00 (-0.54%) | $125,000 (-) Land $5,000 Building $120,000 | $125,000 (-) Land $5,000 Building $120,000 |
| 2023 | $1,665.00 | $125,000 Land $5,000 Building $120,000 | $125,000 Land $5,000 Building $120,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, T-Mobile USA, Verizon.
Based on FCC filings for 956 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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