Seminole County property record for 160 Stone Gable Cir, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,302 sqft · built 1999 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,000 (Nov 2018) |
| Tax Bill | $3,600 (2025) |
| Deeds & Mortgages | Mar 2023 Second Mortgage Sep 2019 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-20-30-503-0000-0340 |
| Primary APN | 35-20-30-503-0000-0340 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,302 sqft Living Area |
| Gross Area | 2,722 sqft |
| 1st Floor Area | 1,952 sqft |
| Upper Floors Area | 350 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 160 STONE GABLE CIR |
|---|---|
| City | WINTER SPGS |
| State | FL |
| Zip | 32708-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 34 STONE GABLE PB 54 PGS 13 & 14 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 35 |
| Legal Subdivision | STONE GABLE |
| Legal Tract | 503 |
| Legal Lot Number | 34 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21403 |
160 Stone Gable Cir is owned and occupied by an individual who bought it in November 2018.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTCO BANK |
| Sep 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Oct 27, 2020 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| Nov 14, 2022 | Quit Claim Deed, Transfer Quitclaim |
| May 17, 2022 | Intrafamily Transfer, Transfer |
| Nov 28, 2018 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2018 · Amount on File |
| Deed Sale | Nov 28, 2018 · Amount on File |
| Prior Sale | May 1, 2014 · Amount on File |
| Deed Document Number | 2018133630 |
| Deed Book / Page | 9254 / 1274 |
| Prior Transfer Date | May 26, 2014 |
| Prior Transfer Doc | 0082780182 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Document Number | 0104141237 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 10414/1237 |
| Instrument | 2023029408 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 27, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0094421617 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 09442/1617 |
| Instrument | 2019103662 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 16, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Document Number | 0097440811 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 9744/811 |
| Instrument | 2020122224 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 21, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Document Number | 0097440773 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 9744/773 |
| Instrument | 2020122213 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0099720449 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 9972/449 |
| Instrument | 2021085727 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 14, 2022 |
| Property Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Document Number | 0103451240 |
| Book / Page | 10345 / 1240 |
| Map Reference | MB 54 PG 13 |
| Instrument Date | Nov 7, 2022 |
| Instrument | 2022124101 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 160 STONE GABLE CIR, 160, WINTER SPRINGS, FL 32708-3235 |
| Name | Verified Name |
|---|---|
| Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 17, 2022 |
| Property Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Document Number | 0102400590 |
| Book / Page | 10240 / 590 |
| Map Reference | MB 54 PG 13&14 |
| Instrument Date | May 16, 2022 |
| Instrument | 2022058541 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 160 STONE GABLE CIR, 160, WINTER SPRINGS, FL 32708-3235 |
| Name | Verified Name |
|---|---|
| Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 28, 2018 |
| Property Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Document Number | 0092541274 |
| Book / Page | 09254 / 1274 |
| Map Reference | MB54 PG13&14 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 2018133630 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,953.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1643 CARRERA DR, 1643, LADY LAKE, FL 32159-9001 |
| Name | Verified Name |
|---|---|
| Address | 160 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3235 |
| Document Number | 2018133631 |
|---|---|
| Date | Nov 28, 2018 |
| Instrument | 2018133631 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2048 |
The 2025 property tax bill for 160 Stone Gable Cir was $3,600 with a homeowner's exemption.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,600.00 Homeowner's exemption | $264,799 | $440,262 Land $100,000 Building $340,262 |
| 2023 | $3,253.00 (+2.91%) Homeowner's exemption | $249,841 (+3%) | $415,886 (+4.84%) Land $100,000 Building $315,886 |
| 2022 | $3,161.00 Homeowner's exemption | $242,564 | $396,674 Land $85,000 Building $311,674 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 160 Stone Gable Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 7 (2017–2022) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 160 Stone Gable Cir is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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