Seminole County property record for 159 Stone Gable Cir, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,952 sqft · built 1999 |
| Lot Size | 0.128 acres (5,590 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $314,900 (Dec 2020) |
| Tax Bill | $2,823 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Aug 2020 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-20-30-503-0000-0390 |
| Primary APN | 35-20-30-503-0000-0390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 2,372 sqft |
| 1st Floor Area | 1,952 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,590 sqft (0.128 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 28 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 159 STONE GABLE CIR |
|---|---|
| City | WINTER SPGS |
| State | FL |
| Zip | 32708-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 39 STONE GABLE PB 54 PGS 13 & 14 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 35 |
| Legal Subdivision | STONE GABLE |
| Legal Tract | 503 |
| Legal Lot Number | 39 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21403 |
159 Stone Gable Cir is owned and occupied by two individuals who bought it in December 2020.
Source: Seminole County records, as of December 29, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 159 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 7, 2020 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| May 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| May 23, 2018 | Quit Claim Deed, Transfer SUNSET TITLE AGENCY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2020 · Amount on File |
| Deed Sale | Dec 10, 2020 · Amount on File |
| Prior Sale | Aug 7, 2020 · Amount on File |
| Deed Document Number | 2020143345 |
| Deed Book / Page | 9786 / 260 |
| Prior Transfer Date | May 17, 2018 |
| Prior Transfer Doc | 0091381350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Dec 10, 2020 |
| Property Address | 159 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3234 |
| Document Number | 0097860260 |
| Book / Page | 9786 / 260 |
| Map Reference | MB 54 PG 13&14 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 2020143345 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,204.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 159 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3234 |
| Document Number | 0009786262 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 9786/262 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Aug 7, 2020 |
| Property Address | 159 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3234 |
| Document Number | 0096711476 |
| Book / Page | 009671 / 001476 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 85568 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Tax | $2,118.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 23, 2018 |
| Property Address | 159 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3234 |
| Document Number | 0091381351 |
| Book / Page | 09138 / 1351 |
| Map Reference | MB54 PG13&14 |
| Instrument Date | May 17, 2018 |
| Instrument | 2018058778 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Title Company | SUNBELT TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 159 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3234 |
| Investor | Possibly a Property Investor |
| Document Number | 2018058779 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 2018058779 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | May 23, 2018 |
| Property Address | 159 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3234 |
| Document Number | 0091381350 |
| Book / Page | 009138 / 001350 |
| Instrument Date | May 17, 2018 |
| Instrument | 58777 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2018 |
| Title Company | SUNSET TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 159 STONE GABLE CIR WINTER SPRINGS FL 327083234, WINTER SPRINGS, FL 32708-3234 |
The 2025 property tax bill for 159 Stone Gable Cir was $2,823 with a homeowner's exemption.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,823.00 Homeowner's exemption | $216,826 | $393,290 Land $100,000 Building $293,290 |
| 2023 | $2,546.00 (+3.08%) Homeowner's exemption | $204,578 (+3%) | $372,155 (+5.02%) Land $100,000 Building $272,155 |
| 2022 | $2,470.00 Homeowner's exemption | $198,619 | $354,374 Land $85,000 Building $269,374 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 159 Stone Gable Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 7 (2017–2022) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 159 Stone Gable Cir is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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