Seminole County property record for 157 Stone Gable Cir, Winter Springs, FL 32708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,797 sqft · built 1999 |
| Lot Size | 0.127 acres (5,540 sqft) |
| Owner | Company Name on File |
| Last Sale | $199,000 (May 2015) |
| Tax Bill | $5,941 (2025) |
| Deeds & Mortgages | Apr 2020 Sale Mar 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-20-30-503-0000-0400 |
| Primary APN | 35-20-30-503-0000-0400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,797 sqft Living Area |
| Gross Area | 2,238 sqft |
| 1st Floor Area | 1,709 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 5,540 sqft (0.127 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 118 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 157 STONE GABLE CIR |
|---|---|
| City | WINTER SPRINGS |
| State | FL |
| Zip | 32708-3234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 40 STONE GABLE PB 54 PGS 13 & 14 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 35 |
| Legal Subdivision | STONE GABLE |
| Legal Tract | 503 |
| Legal Lot Number | 40 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | CASSELBERRY-ALTAMONTE SPRINGS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21403 |
157 Stone Gable Cir is owned by a company that bought it in May 2015.
Source: Seminole County records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4090, SCOTTSDALE, AZ 85261-4090 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2020 | Grant Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| Mar 19, 2020 | Loan Modification, Mortgage · Line of Credit BARCLAYS BK PLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2015 · Amount on File |
| Deed Sale | May 4, 2015 · Amount on File |
| Prior Sale | Dec 2, 2009 · Amount on File |
| Deed Document Number | 201547938 |
| Deed Book / Page | 8462 / 1977 |
| Prior Transfer Date | May 1, 2004 |
| Prior Transfer Doc | 5348000541 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Apr 1, 2020 |
| Property Address | 157 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3234 |
| Document Number | 0095700793 |
| Book / Page | 009570 / 000793 |
| Instrument Date | Mar 19, 2020 |
| Instrument | 35065 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $138.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 157 STONE GABLE CIR, WINTER SPRINGS, FL 32708-3234 |
| Document Number | 0095700820 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7500 N DOBSON RD #300 SCOTTSDALE AZ 852562727, 300, SCOTTSDALE, AZ 85256-2727 |
| Document Number | 0095700820 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 009570/000820 |
| Instrument | 35067 |
| Name | BARCLAYS BK PLC |
|---|---|
| Address | 745 7TH AVE, NEW YORK, NY 10019-6801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 157 Stone Gable Cir was $5,941.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Winter Springs City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,941.00 | $368,120 Land $100,000 Building $268,120 | $368,120 Land $100,000 Building $268,120 |
| 2023 | $4,974.00 (+9.9%) | $348,877 (+11.73%) | $348,877 (+5.29%) Land $100,000 Building $248,877 |
| 2022 | $4,526.00 | $312,263 | $331,345 Land $85,000 Building $246,345 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 157 Stone Gable Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 7 (2017–2022) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 157 Stone Gable Cir is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER SPRINGS, CITY OF (3 WPS) serves 34,657 people · EPA ID FL3590879 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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