Monroe County property record for 151 E Ridge Rd, Islamorada, FL 33036
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,330 sqft · built 1982 |
| Lot Size | 0.245 acres (10,687 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $3,000 (Aug 2024) |
| Tax Bill | $4,137 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00411770-000000 |
| Primary APN | 00411770-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,330 sqft Living Area |
| 1st Floor Area | 1,147 sqft |
| Basement Area | 619 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wood |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 10,687 sqft (0.245 acres) |
| Lot Dimensions | 142 ft deep x 50 ft wide |
| Garage Type | Covered |
| Garage Area | 1,160 sqft |
| Porch | Open Porch |
| Porch Area | 1,072 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1506010 |
|---|---|
| Street Address | 151 E RIDGE RD |
| City | ISLAMORADA |
| State | FL |
| Zip | 33036-3119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | S 1/2 LT 13 AND ALL LT 14 SQR 1 PLANTATION RIDGE PB3-43 PLANTATION KEY OR478-310 OR717-489D/C OR822-546 OR877-2037 OR895-1966 OR2259-2306/08 OR2724-1579/80 OR2730-799 |
| Legal Range | 37E |
| Legal Township | 63S |
| Legal Section | 13 |
| Legal Subdivision | PLANTATION RIDGE |
| Legal Lot Number | 13,14 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3050 |
| Census Tract | 970800 |
Source: Monroe County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 133 BAYVIEW ISLE DR, ISLAMORADA, FL 33036-3308 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2024 · Amount on Record |
| Deed Sale | Aug 29, 2024 · Amount on Record |
| Prior Sale | Feb 12, 2015 · Amount on Record |
| Deed Document Number | 20242473047 |
| Deed Book / Page | 3290 / 1507 |
| Prior Transfer Date | Aug 12, 2003 |
| Prior Transfer Doc | 0001390452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 151 E RIDGE RD, ISLAMORADA, FL 33036-3119 |
| Document Number | 0030370194 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 151 E RIDGE RD ISLAMORADA FL 330363119, ISLAMORADA, FL 33036-3119 |
| Document Number | 0030370194 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 003037/000194 |
| Instrument | 2276919 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 11, 2035 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $403,158 (+5.99%) | $951,149 (+19.22%) Land $576,457 Building $374,692 | |
| 2024 | $4,137.00 (+0.78%) | ||
| 2023 | $4,105.00 (+1.71%) Homeowner's exemption | $380,385 (+3%) | $797,837 (-0.37%) Land $455,587 Building $342,250 |
| 2022 | $4,036.00 Homeowner's exemption | $369,306 | $800,807 Land $450,938 Building $349,869 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 624 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,096 units insured incl. 472 condo units |
| Nearby Flood Claims | 190 (1982–2020) |
| Most Recent Claim | Sep 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Hotwire Communications.
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