159 E Ridge Rd, Islamorada, FL 33036 Property Records

Monroe County property record for 159 E Ridge Rd, Islamorada, FL 33036

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 767 sqft · built 1958
Lot Size	0.654 acres (28,500 sqft)
Owner	Company Name on Record
Last Sale	$10,000,000 (Jul 2022)
Tax Bill	$37,616 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2024 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`00411800-000000`

Property Details

APN / Parcel Number

Primary APN	`00411800-000000`
Alternative APNs	`13633700411800000000` `1506044`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	767 sqft Living Area
Gross Area	987 sqft
1st Floor Area	767 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tar & Gravel
Lot Area	28,500 sqft (0.654 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	220 sqft
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	1506044
Street Address	159 E RIDGE RD
City	ISLAMORADA
State	FL
Zip	33036-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	S1/2 LT 12, N1/2 LT 13 & LTS 15,16,17 BK1 PLANTATION RIDGE PB3-43, PT LOT 6 AND PT BAY BTM SLY LT 6 (18-63-38) PLANTATION KEY OR LONG ISLAND PB1-101 OR61-340 OR198-572(II DEED 22617) OR477-529 OR480-271 OR480-273 OR795-1845 OR798-444 OR902-1443 OR907
Legal Range	37E
Legal Township	63S
Legal Section	13
Legal Subdivision	PLANTATION RIDGE
Legal Lot Number	12
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	3
Census Block	3050
Census Tract	970800

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	100 N WEST ST, EASTON, MD 21601-2710
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2022	Deed of Trust, Mortgage · Balloon Mortgage STUART D MARR DECLARATION OF TRUST
Jul 9, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 13, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2022 · Amount on Record
Deed Sale	Jul 13, 2022 · Amount on Record
Prior Sale	Dec 18, 2003 · Amount on Record
Deed Document Number	20222383424
Deed Book / Page	3184 / 141
Prior Transfer Date	Sep 9, 1994
Prior Transfer Doc	1350000883
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	159 E RIDGE RD, ISLAMORADA, FL 33036-3119
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88005 OVERSEAS HWY 10, 10, ISLAMORADA, FL 33036-6000

Mortgage

Document Number	0031510175
Date	Jan 26, 2022
Book Page	3151/175
Instrument	2358516

Lender

Name	STUART D MARR DECLARATION OF TRUST
Type	Private Party
Address	PO BOX 370872, KEY LARGO, FL 33037

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 1, 2023

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jul 9, 2024
Property Address	159 E RIDGE RD, ISLAMORADA, FL 33036-3119
Document Number	0032832427
Book / Page	3283 / 2427
Map Reference	MB 3 PG 43
Instrument Date	Jul 3, 2024
Instrument	2467802
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 N WEST ST, EASTON, MD 21601-2710

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N WEST ST, EASTON, MD 21601-2710

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 13, 2022
Property Address	159 E RIDGE RD, ISLAMORADA, FL 33036-3119
Document Number	0031840141
Book / Page	3184 / 141
Map Reference	MB 7 PG 41
Instrument Date	Jun 6, 2022
Instrument	2383424
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$70,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	88005 OVERSEAS HWY STE 10, 10, ISLAMORADA, FL 33036-6000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 N WEST ST, EASTON, MD 21601-2710

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Islamorada, Village Of Islands
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,236,140 (+1.66%) Land $4,004,191 Building $231,949	$4,236,140 (+1.66%) Land $4,004,191 Building $231,949
2024	$37,616.00 (-1.92%)
2023	$38,352.00 (+223.67%)	$4,166,931 (+168.75%) Land $3,830,405 Building $336,526	$4,166,931 (+168.75%) Land $3,830,405 Building $336,526
2022	$11,849.00	$1,550,495 Land $1,445,499 Building $104,996	$1,550,495 Land $1,445,499 Building $104,996

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 624 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,096 units insured incl. 472 condo units
Nearby Flood Claims	190 (1982–2020)
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 87 claims Hurricane Wilma, Oct 2005 · 60 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications.

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