160 Duke St, Murphy, NC 28906 Property Records

Cherokee County property record for 160 Duke St, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1973
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,116 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459207578699000`

Property Details

APN / Parcel Number

Primary APN	`459207578699000`
Alternative APN	`54260`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Heated Area
Gross Area	2,232 sqft
1st Floor Area	1,760 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	54260
Street Address	160 DUKE ST
City	MURPHY
State	NC
Zip	28906-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 4 SEC 4 DUKE LAND & IMPROVEMENT 1620/1079
Legal Subdivision	DUKE LAND & IMPROVEMENT COMPANY ADDITION
Legal Lot Number	4
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2014
Census Tract	930402

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	160 DUKE ST, MURPHY, NC 28906-2856
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP
Aug 16, 2019	Warranty Deed, Transfer · Commercial Mortgage DANNY GARLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021
Deed Sale	Apr 6, 2021
Prior Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	20212280
Deed Book / Page	1677 / 348
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 6, 2021
Property Address	160 DUKE ST, MURPHY, NC 28906-2856
Document Number	1677/348
Book / Page	1677 / 348
Instrument Date	Mar 17, 2021
Instrument	2280
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 DUKE ST, 78, MURPHY, NC 28906-3522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 DUKE ST, MURPHY, NC 28906-2856

Mortgage

Document Number	1677350
Date	Apr 6, 2021
Instrument	1677/350

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 16, 2019
Property Address	160 DUKE ST, MURPHY, NC 28906-2856
Document Number	01620/1079
Book / Page	01620 / 1079
Instrument Date	Aug 8, 2019
Instrument	03774
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	160 DUKE ST, 160, MURPHY, NC 28906-2856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 DUKE ST, MURPHY, NC 28906-3522

Mortgage

Document Number	016201081
Date	Aug 16, 2019
Instrument	01620/1081

Lender

Name	DANNY GARLAND
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 16, 2034

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Municipality	Murphy Town
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,116.00	$169,080 (-)	$169,080 (-) Land $27,600 Building $141,480
2023		$169,080	$169,080 Land $27,600 Building $141,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Peachtree Broadband Fiber.

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