209 Duke St, Murphy, NC 28906 Property Records

Cherokee County property record for 209 Duke St, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	1,189 sqft Heated Area
Lot Size	13,504 sqft (0.31 acres)
Occupancy	Owner Occupied
Last Sale	$187,000 (2021)
Tax Bill	$1,001.00 (2025)

Owner

Source: Cherokee County records · APN 459211577379000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	209 DUKE ST, MURPHY, NC 28906-2881
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP
Jul 02, 2018	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Jul 02, 2018 · Amount on Record
Deed Doc Number	5053
Deed Book / Page	1687 / 146
Record Refreshed	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 30, 2021
Property Address	209 DUKE ST, MURPHY, NC 28906-2881
Document Number	1687/146
Book / Page	1687 / 146
Instrument Date	Jul 12, 2021
Instrument	5053
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 DUKE ST, 209, MURPHY, NC 28906-2881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1303 PHEASANT MOUNTAIN RD, KERENS, WV 26276-8651

Mortgage

Document Number	1687149
Date	Jul 30, 2021
Instrument	1687/149

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 02, 2018
Property Address	209 DUKE ST, MURPHY, NC 28906-2881
Document Number	01590/1006
Book / Page	01590 / 1006
Instrument Date	Jun 13, 2018
Instrument	03220
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$305.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1427, BOONE, NC 28607-1427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 DUKE ST, MURPHY, NC 28906-2881

Mortgage

Document Number	03221
Date	Jul 02, 2018
Instrument	03221

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2048

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Municipality	Murphy Town
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,001.00	$150,180 (+1.64%)	$150,180 (+1.64%) Land $24,000 Building $126,180
2023		$147,760	$147,760 Land $24,000 Building $123,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	About 1 in 1,010 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`459211577379000`
Alternative APN	`55270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,189 sqft Heated Area
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2000
Exterior Material	Combination Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	13,504 sqft (0.31 acres)
Depth X Width	130 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Carport Garage
Carport	Carport
Carport Area	460 sqft Carport
Deck Area	77 sqft Deck
Porch	Open Porch
Porch Area	96 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	55270
Street Address	209 DUKE ST
City	MURPHY
State	NC
Zip	28906-2881
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	P/O LOT 45 SEC 3 DUKE SUB 1590/1006 A/10
Legal Subdivision	DUKE SUB
Legal Lot Number	45
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	2
Census Block	2034
Census Tract	930402

209 Duke St, Murphy, NC 28906 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Duke St

Nearby Streets

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