140 Duke St, Murphy, NC 28906 Property Records

Cherokee County property record for 140 Duke St, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,476 sqft · built 1994
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$403,000 (Aug 2023)
Tax Bill	$1,893 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`459207579774000`

Property Details

APN / Parcel Number

Primary APN	`459207579774000`
Alternative APNs	`55181` `60721`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,476 sqft Heated Area
Upper Floors Area	540 sqft
Attic	Attic
Attic Area	200 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2014
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Mixed
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Deck Area	68 sqft
Patio Area	998 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60721
Street Address	140 DUKE ST
City	MURPHY
State	NC
Zip	28906-2856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 3 SEC 4 DUKE LAND & IMPROVEMENT PROP 1686/200
Legal Phase	1686
Legal Lot Number	3
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2014
Census Tract	930402

Owner

Source: Cherokee County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	140 DUKE ST, MURPHY, NC 28906-2856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY BANK
Jul 20, 2021	Warranty Deed, Transfer
May 14, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Dec 21, 2020	Warranty Deed, Transfer · VA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Jul 20, 2021 · Amount on Record
Deed Document Number	3757
Deed Book / Page	1739 / 1025
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 2, 2023
Property Address	140 DUKE ST, MURPHY, NC 28906-2856
Document Number	01739/1025
Book / Page	1739 / 1025
Instrument Date	Jul 12, 2023
Instrument	3757
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$806.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 DUKE ST, MURPHY, NC 28906-2856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 DUKE ST, MURPHY, NC 28906-2856

Mortgage

Document Number	0017391027
Date	Aug 2, 2023
Instrument	1739/1027

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 20, 2021
Property Address	140 DUKE ST, MURPHY, NC 28906-2856
Document Number	1686/200
Book / Page	1686 / 200
Instrument Date	Jul 6, 2021
Instrument	4786
Transaction Type	Transfer
Record Updated	Aug 11, 2021

Transaction

Amount	Amount Recorded
Tax	$678.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 KITTLE RD, 323, BLAIRSVILLE, GA 30512-2582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 DUKE ST, MURPHY, NC 28906-2856

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	140 DUKE ST, MURPHY, NC 28906-2856
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1643/719
Date	May 14, 2020
Book Page	1643/719
Instrument	2343

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	140 DUKE ST, MURPHY, NC 28906-2856
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1643/705
Date	May 14, 2020
Book Page	1643/705
Instrument	2342

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jun 1, 2030

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Dec 21, 2020
Property Address	140 DUKE ST, MURPHY, NC 28906-2856
Document Number	1668/71
Book / Page	1668 / 71
Instrument Date	Dec 9, 2020
Instrument	8072
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 647, MURPHY, NC 28906-0647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 DUKE ST, MURPHY, NC 28906-2856

Mortgage

Document Number	166873
Date	Dec 21, 2020
Instrument	1668/73

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Municipality	Murphy Town
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,893.00 (+0.53%)	$296,500 (-)	$296,500 (-) Land $24,000 Building $272,500
2023		$296,500 (-)	$296,500 (-) Land $24,000 Building $272,500
2022	$1,883.00	$296,500	$296,500 Land $24,000 Building $272,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain Electric Membership Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: CND Acquisition.

Nearby Properties on Duke St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures