154 Cedar St, Sturbridge, MA 01566 Property Records

Worcester County and Sturbridge Town property record for 154 Cedar St, Sturbridge, MA 01566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,592 sqft · built 1953
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$435,000 (Jul 2022)
Tax Bill	$6,983 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`202-02027-154`

Property Details

APN / Parcel Number

Primary APN	`202-02027-154`
Alternative APNs	`STUR M:202 B:000 L:2027-154` `M:202 B:000 L:2027=154`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,592 sqft Living Area
Gross Area	3,424 sqft
Basement Area	1,296 sqft
Unfinished Basement	1,296 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	202-02027-154
Street Address	154 CEDAR ST
City	STURBRIDGE
State	MA
Zip	01566-1357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Lot Number	2027
Jurisdiction	STURBRIDGE MA
Township / Civil Division	STURBRIDGE
Census Block Group	2
Census Block	2005
Census Tract	758103

Owner

Source: Worcester County and Sturbridge Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	154 CEDAR ST, STURBRIDGE, MA 01566-1357
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MILLBURY CU
Apr 24, 2018	Deed of Trust, Mortgage · Closed-End Mortgage SANTANDER BANK NA
Sep 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2022 · Amount on Record
Deed Sale	Jul 11, 2022 · Amount on Record
Prior Sale	May 14, 2008 · Amount on Record
Deed Document Number	202275402
Deed Book / Page	67887 / 304
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Jul 11, 2022
Property Address	154 CEDAR ST, STURBRIDGE, MA 01566-1357
Document Number	067887-304
Book / Page	67887 / 304
Instrument Date	Jul 11, 2022
Instrument	75402
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	154 CEDAR ST, STURBRIDGE, MA 01566-1357

Mortgage

Document Number	0000075403
Date	Jul 11, 2022
Instrument	75403

Lender

Name	MILLBURY CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Type Change Date	Aug 1, 2027
Max Rate At Change	3%
Index	3-Year CMT
Margin	3

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STURBRIDGE MA
Property Address	154 CEDAR ST, STURBRIDGE, MA 01566-1357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58702-159
Date	Apr 24, 2018
Book Page	58702/159
Instrument	38039

Lender

Name	SANTANDER BANK NA

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STURBRIDGE MA
Recording Date	Sep 11, 2020
Property Address	154 CEDAR ST, STURBRIDGE, MA 01566-1357
Document Number	63232-382
Book / Page	063232 / 000382
Instrument Date	Sep 3, 2020
Instrument	104764
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 CEDAR ST STURBRIDGE MA 015661357, STURBRIDGE, MA 01566-1357

Tax Assessment & Valuation

Source: Worcester County and Sturbridge Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sturbridge Town
Elementary School District	Sturbridge School District (PK - 06)
Secondary School District	Tantasqua School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,983.00 (+3.24%)	$447,600 (+5.42%) Land $88,000 Building $359,600	$458,124 (-14.36%)
2025	$6,764.00 (+10.56%)	$424,600 (+14.45%) Land $84,500 Building $340,100	$534,945 (+4.88%)
2024	$6,118.00 (+26.38%)	$371,000 (+38.48%) Land $82,800 Building $288,200	$510,055
2023	$4,841.00	$267,900 Land $71,900 Building $196,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURBRIDGE WATER DEPARTMENT serves 4,746 people · EPA ID MA2287000
Water Source	Groundwater influenced by surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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