160 Carol Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 160 Carol Way, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,804 sqft · built 1963
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Trust Names on Record
Last Sale	$590,000 (May 2013)
Tax Bill	$9,444 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`041-381-13`

Property Details

APN / Parcel Number

Primary APN	`041-381-13`
Alternative APN	`041-381-13-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,804 sqft Living Area
Gross Area	3,323 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	12,371 sqft (0.284 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Deck Area	372 sqft
Patio Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	160 CAROL WAY
City	APTOS
State	CA
Zip	95003-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Subdivision	DEL MAR KNOLLS UN 02 TR 275
Legal Lot Number	11,12
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	160 CAROL WAY, APTOS, CA 95003-4236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage GARY F FURLONG
Jan 9, 2018	Quit Claim Deed, Transfer · Conventional with PMI CALIBER HM LOANS
Jan 10, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Aug 10, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Aug 9, 2017	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2013 · Amount on Record
Deed Sale	May 9, 2013 · Amount on Record
Deed Document Number	201323326
Last Transfer Date	Dec 29, 2017
Transfer Doc	0000000842
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	160 CAROL WAY, APTOS, CA 95003-4236
Document Number	0000001422
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	160 CAROL WAY APTOS CA 950034236, APTOS, CA 95003-4236

Mortgage

Document Number	0000001422
Date	Jan 17, 2019
Instrument	1422

Lender

Name	GARY F FURLONG
Address	15700 WINCHESTER BLVD, LOS GATOS, CA 95030-3305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 9, 2018
Property Address	160 CAROL WAY, APTOS, CA 95003-4236
Document Number	0000000743
Instrument Date	Dec 29, 2017
Instrument	743
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	160 CAROL WAY APTOS CA 950034236, APTOS, CA 95003-4236

Mortgage

Document Number	744
Date	Jan 9, 2018
Instrument	744

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 10, 2018
Property Address	160 CAROL WAY, APTOS, CA 95003-4236
Document Number	0000000842
Instrument Date	Dec 29, 2017
Instrument	842
Transaction Type	Transfer
Record Updated	Jan 26, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	160 CAROL WAY APTOS CA 950034236, APTOS, CA 95003-4236

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 10, 2017
Property Address	160 CAROL WAY, APTOS, CA 95003-4236
Document Number	0000026363
Instrument Date	Aug 1, 2017
Instrument	26363
Transaction Type	Transfer
Record Updated	Oct 17, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	160 CAROL WAY APTOS CA 950034236, APTOS, CA 95003-4236

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 9, 2017
Property Address	160 CAROL WAY, APTOS, CA 95003-4236
Document Number	0000026288
Instrument Date	Aug 1, 2017
Instrument	26288
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	160 CAROL WAY APTOS CA 950034236, APTOS, CA 95003-4236

Mortgage

Document Number	26289
Date	Aug 9, 2017
Instrument	26289

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$815,027 (+2%) Land $401,938 Building $413,089
2025	$9,444.00 (+9.74%) Homeowner's exemption	$799,046 (+4.04%) Land $394,057 Building $404,989
2023	$8,606.00 (+1.86%) Homeowner's exemption	$768,019 Land $378,756 Building $389,263	$1,359,360
2022	$8,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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