101 Carol Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 101 Carol Way, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,408 sqft · built 1964
Lot Size	0.395 acres (17,206 sqft)
Owner	Trust Name on Record
Last Sale	$1,495,000 (Mar 2023)
Tax Bill	$18,074 (2025)
Deeds & Mortgages	Mar 2024 Transfer Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`041-382-06`

Property Details

APN / Parcel Number

Primary APN	`041-382-06`
Alternative APN	`041-382-06-000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,408 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2015
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	17,206 sqft (0.395 acres)
Terrain	Steep
View / Lot	Ocean
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Deck Area	945 sqft
Patio Area	945 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	101 CAROL WAY
City	APTOS
State	CA
Zip	95003-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Description	TR 275
Legal Subdivision	DEL MAT KNOLLS UN #2 TR #275
Legal Tract	275
Legal Lot Number	8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	122204

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	1006 KOLLN ST, PLEASANTON, CA 94566-5627
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Intrafamily Transfer, Transfer
Mar 24, 2023	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Mar 16, 2016 · Amount on Record
Deed Document Number	20235067
Last Transfer Date	Mar 4, 2024
Transfer Doc	0000004252
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 7, 2024
Property Address	101 CAROL WAY, APTOS, CA 95003-4235
Document Number	0000004252
Map Reference	MB 37 PG 48
Instrument Date	Mar 4, 2024
Instrument	2024-0004252
Transaction Type	Transfer
Record Updated	Mar 20, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1006 KOLLN ST, PLEASANTON, CA 94566-5627

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 24, 2023
Property Address	101 CAROL WAY, APTOS, CA 95003-4235
Document Number	0000005067
Map Reference	MB 37 PG 48
Instrument Date	Mar 21, 2023
Instrument	2023-0005067
Transaction Type	Transfer
Record Updated	Apr 4, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,644.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 CAROL WAY, APTOS, CA 95003-4235

Mortgage

Document Number	0000005068
Date	Mar 24, 2023
Instrument	2023-0005068

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Apr 1, 2030
Change Frequency	Annually
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	Other
Max Rate	11.6%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,586,506 (+2%) Land $1,031,229 Building $555,277
2025	$18,074.00 (+72.1%)	$1,555,398 (+64.9%) Land $1,011,009 Building $544,389
2023	$10,502.00 (+1.83%) Homeowner's exemption	$943,260 Land $660,282 Building $282,978	$1,309,950
2022	$10,313.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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