150 Carol Way, Aptos, CA 95003 Property Records

Santa Cruz County property record for 150 Carol Way, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,883 sqft · built 1974
Lot Size	0.337 acres (14,680 sqft)
Owner	2 Trust Names on File
Last Sale	$925,000 (Aug 2018)
Tax Bill	$12,076 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`041-381-32`

Property Details

APN / Parcel Number

Primary APN	`041-381-32`
Alternative APN	`041-381-32-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,883 sqft Living Area
Gross Area	2,399 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Contemporary
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	14,680 sqft (0.337 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces
Deck Area	124 sqft
Patio Area	124 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	150 CAROL WAY
City	APTOS
State	CA
Zip	95003-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-10
Legal Subdivision	DEL MAR KNOLLS UN 02 T 275
Legal Lot Number	12
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2004
Census Tract	122204

Owner

150 Carol Way is owner-occupied and held in a trust since June 2026.

Source: Santa Cruz County records, as of September 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	150 CAROL WAY, APTOS, CA 95003-4236
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Jun 18, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 25, 2020	Deed of Trust, Mortgage · Line of Credit OPES ADVISORS
Aug 7, 2018	Grant Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jun 29, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2018 · Amount on File
Deed Sale	Aug 7, 2018 · Amount on File
Deed Document Number	201824209
Last Transfer Date	Jun 11, 2026
Transfer Doc	0000013777
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 8, 2026
Property Address	150 CAROL WAY, APTOS, CA 95003-4236
Document Number	0000020159
Instrument Date	Aug 31, 2026
Instrument	202620159
Transaction Type	Mortgage
Record Updated	Sep 22, 2026
Title Company	REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	150 CAROL WAY, APTOS, CA 95003-4236

Mortgage

Document Number	0000020159,
Date	Sep 8, 2026
Instrument	202620159

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 18, 2026
Property Address	150 CAROL WAY, APTOS, CA 95003-4236
Document Number	0000013777
Instrument Date	Jun 11, 2026
Instrument	202613777
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	150 CAROL WAY, APTOS, CA 95003-4236

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	150 CAROL WAY, APTOS, CA 95003-4236
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014910
Date	Apr 30, 2020
Instrument	2020-0014910

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	150 CAROL WAY, APTOS, CA 95003-4236
Document Number	0000014911
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	150 CAROL WAY APTOS CA 950034236, APTOS, CA 95003-4236

Mortgage

Document Number	0000014911
Date	Apr 30, 2020
Instrument	14911

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 7, 2018
Property Address	150 CAROL WAY, APTOS, CA 95003-4236
Document Number	0000024209
Map Reference	MB 37 PG 48
Instrument Date	Aug 2, 2018
Instrument	2018-0024209
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	150 CAROL WAY, APTOS, CA 95003-4236

Mortgage

Document Number	0000024210
Date	Aug 7, 2018
Instrument	2018-0024210

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Mortgage

Document Number	0000024211
Date	Aug 7, 2018
Instrument	2018-0024211

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 29, 2017
Property Address	150 CAROL WAY, APTOS, CA 95003-4236
Document Number	0000021387
Instrument Date	Jun 20, 2017
Instrument	21387
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	150 CAROL WAY APTOS CA 950034236, APTOS, CA 95003-4236

Tax Assessment & Valuation

The 2025 property tax bill for 150 Carol Way was $12,076.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,052,492 (+2%) Land $654,252 Building $398,240
2025	$12,076.00 Homeowner's exemption	$1,031,855 Land $641,423 Building $390,432
2023	$11,028.00 (+1.83%) Homeowner's exemption	$991,787 Land $616,516 Building $375,271	$1,002,780
2022	$10,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 150 Carol Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 150 Carol Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carol Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures