East Lyme Town property record for 20 Terrace Ave, Niantic, CT 06357 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1900 |
| Square Footage | 1,328 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Basement |
| Occupancy | Owner Occupied |
| Tax Bill | $6,468.00 (2025) |
| Primary APN | ELYM M:008.2 B:00003 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 3,020 sqft Gross Area |
| 1st Floor | 752 sqft 1st Floor |
| Basement Area | 760 sqft Basement |
| Unfinished Basement | 760 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Basement Garage |
| Deck Area | Deck Area |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 5320 |
|---|---|
| Street Address | 20 TERRACE AVE |
| City | NIANTIC |
| State | CT |
| Zip | 06357-3513 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3 |
| Jurisdiction | EAST LYME CT |
| Minor Civil Division | EAST LYME |
| Census Blockgroup | 4 |
| Census Block | 4006 |
| Census Tract | 870704 |
Source: East Lyme Town records · APN ELYM M:008.2 B:00003 L:00000
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20 TERRACE AVE, NIANTIC, CT 06357-3513 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,468.00 | $230,930 (-) Land $105,490 Building $125,440 | $161,651 Land $73,843 Building $87,808 |
| 2024 | $6,468.00 (+12.57%) | ||
| 2023 | $5,746.00 (+4.38%) | $230,930 (-) Land $105,490 Building $125,440 | |
| 2022 | $5,505.00 | $230,930 Land $105,490 Building $125,440 |
Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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