16 Sturbridge Cir, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 16 Sturbridge Cir, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,413 sqft · built 1986
Lot Size	0.604 acres (26,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$247,100 (Mar 1986)
Tax Bill	$19,727 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Feb 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-04105-0000-00188`

Property Details

APN / Parcel Number

Primary APN	`14-04105-0000-00188`
Alternative APNs	`1400605C00024` `140410500188`

Interior

Building Area	2,413 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Lot Area	26,310 sqft (0.604 acres)

Location & Zoning

Old Parcel Number	1400605C00024
Street Address	16 STURBRIDGE CIR
City	WAYNE
State	NJ
Zip	07470-8401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	WATERVIEW ESTATES
Legal Block	4105
Legal Lot Number	188
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	246001

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16 STURBRIDGE CIR, WAYNE, NJ 07470-8401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 7, 2020	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 1986 · Amount on Record
Deed Sale	Mar 20, 1986 · Amount on Record
Deed Book / Page	116 / 577
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	16 STURBRIDGE CIR, WAYNE, NJ 07470-8401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RIDGEVIEW TTL & SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041861
Date	Sep 19, 2019
Book Page	M15718/0089
Instrument	2019041861

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	16 STURBRIDGE CIR, WAYNE, NJ 07470-8401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007186
Date	Feb 7, 2020
Book Page	M15993/134
Instrument	2020007186

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,900 (-) Land $154,300 Building $174,600	$328,900 (-) Land $154,300 Building $174,600
2025	$19,727.00 (+2.18%) Veteran's exemption	$328,900 (-) Land $154,300 Building $174,600	$328,900 (-) Land $154,300 Building $174,600
2024	$19,306.00 (+5.23%)
2023		$328,900 Land $154,300 Building $174,600	$328,900 Land $154,300 Building $174,600
2022	$18,346.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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