Passaic County and Wayne Township property record for 32 Sturbridge Cir, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,588 sqft · built 1986 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (Aug 1998) |
| Tax Bill | $19,176 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04105-0000-00192 |
| Primary APN | 14-04105-0000-00192 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,588 sqft Living Area |
|---|
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Lot Area | 14,985 sqft (0.344 acres) |
| Old Parcel Number | 1400605C00028 |
|---|---|
| Street Address | 32 STURBRIDGE CIR |
| City | WAYNE |
| State | NJ |
| Zip | 07470-8401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 4105 |
| Legal Lot Number | 192 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 246001 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 32 STURBRIDGE CIR, WAYNE, NJ 07470-8401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2024 | Deed of Trust, Mortgage · Line of Credit VALLEY BANK |
| Jan 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 1998 · Amount on Record |
| Deed Sale | Aug 7, 1998 · Amount on Record |
| Deed Document Number | 199882969 |
| Deed Book / Page | 0156 / 187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 32 STURBRIDGE CIR, WAYNE, NJ 07470-8401 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 32 STURBRIDGE CIR, WAYNE, NJ 07470-8401 |
| Document Number | 0000009715 |
|---|---|
| Date | Mar 25, 2024 |
| Book Page | M18853/31 |
| Instrument | 2024009715 |
| Name | VALLEY BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 32 STURBRIDGE CIR, WAYNE, NJ 07470-8401 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | ATS TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000003263 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | M15951/0188 |
| Instrument | 2020003263 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2035 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,700 (-) Land $137,400 Building $182,300 | $319,700 (-) Land $137,400 Building $182,300 | |
| 2025 | $19,176.00 (+0.88%) | $319,700 (-) Land $137,400 Building $182,300 | $319,700 (-) Land $137,400 Building $182,300 |
| 2024 | $19,009.00 (+5.17%) | ||
| 2023 | $319,700 Land $137,400 Building $182,300 | $319,700 Land $137,400 Building $182,300 | |
| 2022 | $18,075.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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