12 Sturbridge Cir, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 12 Sturbridge Cir, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,156 sqft · built 1986
Lot Size	0.459 acres (19,994 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Feb 2010)
Tax Bill	$17,466 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04105-0000-00187`

Property Details

APN / Parcel Number

Primary APN	`14-04105-0000-00187`
Alternative APNs	`1400605C00023` `140410500187`

Interior

Building Area	2,156 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Lot Area	19,994 sqft (0.459 acres)

Location & Zoning

Old Parcel Number	1400605C00023
Street Address	12 STURBRIDGE CIR
City	WAYNE
State	NJ
Zip	07470-8401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Block	4105
Legal Lot Number	187
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	246001

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 STURBRIDGE CIR, WAYNE, NJ 07470-8401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2010 · Amount on Record
Deed Sale	Feb 19, 2010 · Amount on Record
Deed Document Number	20107878
Deed Book / Page	1884 / 278
Last Transfer Date	Sep 14, 2020
Transfer Doc	0000048993
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	12 STURBRIDGE CIR, WAYNE, NJ 07470-8401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN LAND TITLE ASSN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016832
Date	Apr 13, 2018
Book Page	M14979/0113
Instrument	2018016832

Lender

Name	THE FIRST NATIONAL BANK OF LONG ISLAND
Type	Bank
Address	GLEN HEAD, NY 11545

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,200 (-) Land $147,400 Building $143,800	$291,200 (-) Land $147,400 Building $143,800
2025	$17,466.00 (+0.87%)	$291,200 (-) Land $147,400 Building $143,800	$291,200 (-) Land $147,400 Building $143,800
2024	$17,315.00 (+5.17%)
2023		$291,200 Land $147,400 Building $143,800	$291,200 Land $147,400 Building $143,800
2022	$16,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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