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16 Stirling Ln, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 16 Stirling Ln, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details2,161 sqft · built 1962
Lot Size0.241 acres (10,498 sqft)
Owner2 Individual Names on Record
Last Sale$765,000 (Dec 2024)
Tax Bill$15,289 (2025)
Deeds & MortgagesMar 2026 Mortgage
Dec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-00925-0000-00006

Property Details

APN / Parcel Number

Primary APN14-00925-0000-00006
Alternative APNs
  • 1400458B00006
  • 140092500006

Interior

Building Area2,161 sqft Living Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleSplit Level
Lot Area10,498 sqft (0.241 acres)

Location & Zoning

Old Parcel Number1400458B00006
Street Address16 STIRLING LN
CityWAYNE
StateNJ
Zip07470-4502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block925
Legal Lot Number6
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1023
Census Tract246203

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 STIRLING LN, WAYNE, NJ 07470-4502
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · Conventional Mortgage
PINNACLE MORTGAGE INC
Dec 9, 2024Deed, Transfer · Conventional Mortgage
PINNACLE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 9, 2024 · Amount on Record
Deed SaleDec 9, 2024 · Amount on Record
Deed Document Number202438681
Deed Book / Page4815 / 29
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address16 STIRLING LN, WAYNE, NJ 07470-4502
Transaction TypeMortgage
Record UpdatedApr 29, 2026
Title CompanyEMERALD TITLE AGENCY LLC, EMERALD TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 STIRLING LN, WAYNE, NJ 07470-4502

Mortgage

Document Number0000009588
DateMar 24, 2026
Book PageM19850/213
Instrument2026009588
Lender
NamePINNACLE MORTGAGE INC
TypeMortgage Company
AddressEAST HANOVER, NJ 07936
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

December 2024: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateDec 9, 2024
Property Address16 STIRLING LN, WAYNE, NJ 07470-4502
Document Number0000038681
Book / PageD4815 / 29
Instrument DateDec 3, 2024
Instrument2024038681
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyMAIN STREET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,592.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1139 HAMBURG TPKE # 1308, 1308, WAYNE, NJ 07470-5055

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 STIRLING LN, WAYNE, NJ 07470-4502

Mortgage

Document Number0000038682
DateDec 9, 2024
Instrument2024038682
Lender
NamePINNACLE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$254,900 (-) Land $121,700 Building $133,200$254,900 (-) Land $121,700 Building $133,200
2025$15,289.00 (+0.88%)$254,900 (-) Land $121,700 Building $133,200$254,900 (-) Land $121,700 Building $133,200
2024$15,156.00 (+5.16%)
2023$254,900 Land $121,700 Building $133,200$254,900 Land $121,700 Building $133,200
2022$14,412.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims23 (1979–2012)
Claims Outside the SFHA9 of 23
Most Recent ClaimJul 2012 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 9 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims
  • Coastal Storms & Flooding, Apr 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile.

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