14 Stirling Ln, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 14 Stirling Ln, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,655 sqft · built 1962
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Last Sale	$790,000 (Aug 2026)
Tax Bill	$13,729 (2025)
Deeds & Mortgages	Aug 2026 Sale Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00925-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`14-00925-0000-00005`
Alternative APNs	`1400458B00005` `140092500005`

Interior

Building Area	1,655 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Lot Area	10,498 sqft (0.241 acres)

Location & Zoning

Old Parcel Number	1400458B00005
Street Address	14 STIRLING LN
City	WAYNE
State	NJ
Zip	07470-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP/ALPS TERRACE HOMES SEC 1
Legal Block	925
Legal Lot Number	5
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1023
Census Tract	246203

Owner

Source: Passaic County and Wayne Township records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 STIRLING LN, WAYNE, NJ 07470-4502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Bargain and Sale Deed, Transfer KENWORTH TITLE LLC, KENWORTH TITLE
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage 1ST 2ND MTG CO
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SECOND MTG/NJ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2026 · Amount on Record
Deed Sale	Aug 4, 2026 · Amount on Record
Prior Sale	Oct 23, 2008 · Amount on Record
Deed Document Number	202626879
Deed Book / Page	5139 / 276
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PASSAIC NJ
Recording Date	Aug 4, 2026
Property Address	14 STIRLING LN, WAYNE, NJ 07470-4502
Document Number	0000026879
Book / Page	5139 / 276
Instrument Date	Jul 16, 2026
Instrument	202626879
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	KENWORTH TITLE LLC, KENWORTH TITLE

Transaction

Amount	Amount Recorded
Tax	$79,790.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 STIRLING LN, WAYNE, NJ 07470-4502

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	14 STIRLING LN, WAYNE, NJ 07470-4502
Document Number	0000043237
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	PRIMETIME TITLE AGENCY LLC, PRIMETIME TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 STIRLING LN WAYNE NJ 074704502, WAYNE, NJ 07470-4502

Mortgage

Document Number	0000043237
Date	Sep 11, 2020
Instrument	43237

Lender

Name	1ST 2ND MTG CO
Address	CRESSKILL, NJ 07626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	14 STIRLING LN, WAYNE, NJ 07470-4502
Document Number	0000043236
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 8, 2020
Title Company	PRIMETIME TITLE AGENCY LLC, PRIMETIME TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14 STIRLING LN WAYNE NJ 074704502, WAYNE, NJ 07470-4502

Mortgage

Document Number	0000043236
Date	Sep 11, 2020
Instrument	43236

Lender

Name	FIRST SECOND MTG/NJ
Type	Mortgage Company
Address	CRESSKILL, NJ 07626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 10, 2035

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$228,900 (-) Land $121,700 Building $107,200	$228,900 (-) Land $121,700 Building $107,200
2025	$13,729.00 (+0.87%)	$228,900 (-) Land $121,700 Building $107,200	$228,900 (-) Land $121,700 Building $107,200
2024	$13,610.00 (+5.16%)
2023		$228,900 Land $121,700 Building $107,200	$228,900 Land $121,700 Building $107,200
2022	$12,942.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	23 (1979–2012)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Jul 2012 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Coastal Storms & Flooding, Apr 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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