15 Stirling Ln, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 15 Stirling Ln, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	1,655 sqft · built 1965
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on File
Last Sale	$335,000 (Apr 2002)
Tax Bill	$13,867 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00923-0000-00048`

Property Details

APN / Parcel Number

Primary APN	`14-00923-0000-00048`
Alternative APNs	`1400458A00004` `140092300048`

Interior

Building Area	1,655 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	9,365 sqft (0.215 acres)

Location & Zoning

Old Parcel Number	1400458A00004
Street Address	15 STIRLING LN
City	WAYNE
State	NJ
Zip	07470-4501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ALPS TERRACE HOMES PROP SECION
Legal Block	923
Legal Lot Number	48
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1017
Census Tract	246203

Owner

15 Stirling Ln is owned and occupied by an individual who acquired it in March 2020.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	15 STIRLING LN, WAYNE, NJ 07470-4501
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CLASSIC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2002 · Amount on File
Deed Sale	Apr 8, 2002 · Amount on File
Deed Book / Page	384 / 50
Last Transfer Date	Mar 27, 2020
Transfer Doc	0000024429
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	15 STIRLING LN, WAYNE, NJ 07470-4501
Transaction Type	Mortgage
Record Updated	Nov 3, 2025
Title Company	SAND LANE TITLE AGENCY LLC, SAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010026
Date	Feb 10, 2021
Book Page	M16830/154
Instrument	2021010026

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PASSAIC NJ
Recording Date	Jun 9, 2020
Property Address	15 STIRLING LN, WAYNE, NJ 07470-4501
Document Number	0000024429
Book / Page	D3805 / 210
Instrument Date	Mar 27, 2020
Instrument	2020024429
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	SAFE LAND TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 STIRLING LN, WAYNE, NJ 07470-4501

Mortgage

Document Number	0000024435
Date	Jun 9, 2020
Instrument	2020024435

Lender

Name	CLASSIC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 15 Stirling Ln was $13,867, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,200 (-) Land $119,400 Building $111,800	$231,200 (-) Land $119,400 Building $111,800
2025	$13,867.00 (+0.87%)	$231,200 Land $119,400 Building $111,800	$231,200 Land $119,400 Building $111,800
2024	$13,747.00
2023		$231,200 Land $119,400 Building $111,800	$231,200 Land $119,400 Building $111,800
2022	$13,072.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Stirling Ln in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	23 (1979–2012)
Claims Outside the SFHA	9 of 23
Most Recent Claim	Jul 2012 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims Coastal Storms & Flooding, Apr 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Stirling Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Stirling Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures