Grayson County property record for 16 Spring Creek Dr, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,879 sqft · built 1985 |
| Lot Size | 1.24 acres (54,014 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,972 (2024) |
| Deeds & Mortgages | Mar 2020 Mortgage Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D021 3260009 |
| Primary APN | D021 3260009 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,879 sqft Living Area |
| Gross Area | 4,659 sqft |
| 1st Floor Area | 3,879 sqft |
| Upper Floors Area | 420 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 54,014 sqft (1.24 acres) |
| Garage Type | Mixed |
| Garage Area | 288 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 376 sqft |
| Utility Building | 140 sqft |
| Heating System | Central |
|---|
| Account Number | 144494 |
|---|---|
| Old Parcel Number | D021 3260009 |
| Street Address | 16 SPRING CREEK DR |
| City | DENISON |
| State | TX |
| Zip | 75020-3700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING CREEK ESTATES, LOT 9, ACRES 1.24 |
| Legal Subdivision | SPRING CREEK ESTATES |
| Legal Tract | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 800 |
Source: Grayson County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 SPRING CREEK DR, DENISON, TX 75020-3700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2020 | Deed of Trust, Mortgage · VA Mortgage MID-AMERICAN MORTGAGE INC |
| Dec 14, 2017 | Warranty Deed, Transfer · VA Mortgage AMERICAN SW MTG FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 2017 |
| Deed Sale | Dec 12, 2017 |
| Prior Sale | Jun 11, 2009 |
| Deed Document Number | 2017-28705 |
| Last Transfer Date | Dec 14, 2017 |
| Transfer Doc | 0000028705 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 16 SPRING CREEK DR, DENISON, TX 75020-3700 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007790 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 2020-00007790 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Dec 14, 2017 |
| Property Address | 16 SPRING CREEK DR, DENISON, TX 75020-3700 |
| Document Number | 0000028705 |
| Instrument Date | Dec 12, 2017 |
| Instrument | 28705 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 SPRING CREEK DR DENISON TX 750203700, DENISON, TX 75020-3700 |
| Document Number | 28706 |
|---|---|
| Date | Dec 14, 2017 |
| Instrument | 28706 |
| Name | AMERICAN SW MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA, OK 73112 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 13, 2047 |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $593,653 (+6.46%) Land $93,985 Building $499,668 | $593,653 (+6.46%) Land $93,985 Building $499,668 | |
| 2024 | $7,972.00 (-16.85%) | ||
| 2023 | $557,606 Land $76,700 Building $480,906 | $557,606 Land $76,700 Building $480,906 | |
| 2022 | $9,588.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1986–2019) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
May also be available: Hotwire Communications, Nextlink, T-Mobile, TekWav, Verizon.
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