Grayson County property record for 12 Spring Creek Dr, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 2,733 sqft · built 1972 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,795 (2024) |
| Deeds & Mortgages | Aug 2023 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D021 3260011 |
| Primary APN | D021 3260011 |
|---|---|
| Alternative APN |
|
| Building Area | 2,733 sqft Living Area |
|---|---|
| 1st Floor Area | 2,733 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 69,696 sqft (1.6 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 244 sqft |
| Breezeway | Breezeway |
| Utility Building | 96 sqft |
| Account Number | 144496 |
|---|---|
| Old Parcel Number | D021 3260011 |
| Street Address | 12 SPRING CREEK DR |
| City | DENISON |
| State | TX |
| Zip | 75020-3721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING CREEK ESTATES, LOT 11, ACRES 1.6 |
| Legal Subdivision | SPRING CREEK ESTATES |
| Legal Lot Number | 11 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 800 |
Source: Grayson County records, as of October 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 SPRING CREEK DR, DENISON, TX 75020-3721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Aug 6, 2018 | Deed of Trust, Mortgage DATCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 1994 |
| Deed Sale | Jul 12, 1994 |
| Deed Document Number | 0000234656 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 12 SPRING CREEK DR, DENISON, TX 75020-3721 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2023 |
| Title Company | NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 12 SPRING CREEK DR, DENISON, TX 75020-3721 |
| Document Number | 0000019950 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 2023-19950 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DENISON, TX 75020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 12 SPRING CREEK DR, DENISON, TX 75020-3721 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000004386 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021-00004386 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 12 SPRING CREEK DR, DENISON, TX 75020-3721 |
| Document Number | 0000018073 |
| Instrument Date | Aug 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | RED RIVER TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 SPRING CREEK DR DENISON TX 750203721, DENISON, TX 75020-3721 |
| Document Number | 0000018073 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 18073 |
| Name | DATCU |
|---|---|
| Type | Credit Union |
| Address | CORINTH, TX 76210 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 9, 2033 |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $472,363 (+13.07%) Land $163,089 Building $309,274 | $472,363 (+13.07%) Land $163,089 Building $309,274 | |
| 2024 | $5,795.00 (-10.76%) | ||
| 2023 | $417,780 Land $132,422 Building $285,358 | $417,780 Land $132,422 Building $285,358 | |
| 2022 | $6,494.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1986–2019) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
May also be available: Hotwire Communications, Nextlink, T-Mobile, TekWav, Verizon.
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