Grayson County property record for 14 Spring Creek Dr, Denison, TX 75020
| Property Type | Single Family Home |
|---|---|
| Details | 2,882 sqft · built 1976 |
| Lot Size | 1.33 acres (58,240 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $10,123 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D021 3260010 |
| Primary APN | D021 3260010 |
|---|---|
| Alternative APN |
|
| Building Area | 2,882 sqft Living Area |
|---|---|
| 1st Floor Area | 2,882 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 58,240 sqft (1.33 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 351 sqft |
| Account Number | 144495 |
|---|---|
| Old Parcel Number | D021 3260010 |
| Street Address | 14 SPRING CREEK DR |
| City | DENISON |
| State | TX |
| Zip | 75020-3721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING CREEK ESTATES, LOT 10 LESS 35', ACRES 1.3370 LOT 10 LESS 35' |
| Legal Subdivision | SPRING CREEK ESTATES |
| Legal Lot Number | 10 |
| Jurisdiction | GRAYSON TX |
| Township / Civil Division | EAST GRAYSON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 800 |
14 Spring Creek Dr is owned and occupied by an individual who acquired it in December 2021.
Source: Grayson County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 14 SPRING CREEK DR, DENISON, TX 75020-3721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| Jul 18, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST UNITED BANK & TRUST CO |
| Dec 21, 2021 | Vendor's Lien, Transfer CADENCE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 |
| Deed Sale | Dec 21, 2021 |
| Deed Document Number | 2021-43407 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 14 SPRING CREEK DR, DENISON, TX 75020-3721 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Title Company | NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000043406 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021-00043406 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON TX |
| Property Address | 14 SPRING CREEK DR, DENISON, TX 75020-3721 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | GRAYSON COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017037 |
|---|---|
| Date | Jul 18, 2019 |
| Instrument | 2019-00017037 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DENISON, TX 75020 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GRAYSON TX |
| Recording Date | Dec 21, 2021 |
| Property Address | 14 SPRING CREEK DR, DENISON, TX 75020-3721 |
| Document Number | 0000043407 |
| Map Reference | VOL 5 PG 13 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2021-00043407 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2022 |
| Title Company | NOT AVAILABLE, GRAYSON COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 SPRING CREEK DR, DENISON, TX 75020-3721 |
| Document Number | 0000043406 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 2021-00043406 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Grayson County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Grayson County |
| Municipality | Denison City |
| Unified School District | Denison Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $497,654 Land $147,346 Building $350,308 | $497,654 Land $147,346 Building $350,308 | |
| 2024 | $10,123.00 | ||
| 2023 | $496,283 Land $117,062 Building $379,221 | $496,283 Land $117,062 Building $379,221 | |
| 2022 | $9,433.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 Spring Creek Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1986–2019) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Spring Creek Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DENISON serves 27,500 people · EPA ID TX0910003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
May also be available: Hotwire Communications, Nextlink, T-Mobile, TekWav, Verizon.
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