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16 Smith St, Rouses Point, NY 12979 Property Records

Clinton County and Champlain Town property record for 16 Smith St, Rouses Point, NY 12979

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,220 sqft · built 1968
Lot Size0.431 acres (18,800 sqft)
Owner2 Individual Names on Record
Last Sale$185,000 (May 2013)
Tax Bill$7,060 (2026)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN092803 35.6-1-12

Property Details

APN / Parcel Number

Primary APN092803 35.6-1-12
Alternative APN
  • 280303500600010120000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area2,220 sqft Living Area
1st Floor Area1,613 sqft
Upper Floors Area607 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area18,800 sqft (0.431 acres)
Lot Dimensions188 ft deep x 100 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area770 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16 SMITH ST
CityROUSES POINT
StateNY
Zip12979-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDV BEACON HGTS LOT
Legal Block1
Legal Lot Number12.000
JurisdictionCLINTON NY
Township / Civil DivisionCHAMPLAIN
Census Block Group3
Census Block3016
Census Tract100102

Owner

Source: Clinton County and Champlain Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address16 SMITH ST, ROUSES POINT, NY 12979-1603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 2013 · Amount on Record
Deed SaleMay 3, 2013 · Amount on Record
Prior SaleOct 18, 2006 · Amount on Record
Deed Book / Page20132 / 56211
Prior Transfer DateSep 11, 2000
Prior Transfer Doc2000025181
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLINTON NY
Property Address16 SMITH ST, ROUSES POINT, NY 12979-1603
Document Number0000304771
Instrument DateNov 26, 2019
Transaction TypeMortgage
Record UpdatedDec 17, 2019
Title CompanyCLINTON ABSTRACT, CLINTON ABS

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 MOUNTAIN VIEW DR ROUSES POINT NY 129791631, ROUSES POINT, NY 12979-1631

Mortgage

Document Number0000304771
DateNov 27, 2019
Instrument304771
Lender
NameDANNEMORA FCU
AddressPLATTSBURGH, NY 12901
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueNov 26, 2039

Tax Assessment & Valuation

Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionChamplain Town
MunicipalityRouses Point Village
Unified School DistrictNortheastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,060.00 (+608.84%)
2025$996.00$298,500 (+16.97%) Land $29,600 Building $268,900$298,500 (+16.97%) Land $29,600 Building $268,900
2023$255,200 Land $29,600 Building $225,600$255,200 Land $29,600 Building $225,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims4 (2011)
Most Recent ClaimMay 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROUSES POINT VILLAGE WD
serves 2,550 people · EPA ID NY0900223
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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