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14 Smith St, Rouses Point, NY 12979 Property Records

Clinton County and Champlain Town property record for 14 Smith St, Rouses Point, NY 12979

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,680 sqft · built 1967
Lot Size0.431 acres (18,800 sqft)
Owner2 Individual Names on Record
Last Sale$247,500 (Jul 2019)
Tax Bill$7,027 (2026)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN092803 35.6-1-13

Property Details

APN / Parcel Number

Primary APN092803 35.6-1-13
Alternative APN
  • 280303500600010130000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,680 sqft Living Area
1st Floor Area1,360 sqft
2nd Floor Area1,320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area18,800 sqft (0.431 acres)
Lot Dimensions188 ft deep x 100 ft wide
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area446 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address14 SMITH ST
CityROUSES POINT
StateNY
Zip12979-1603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDV BEACON HGTS LOT
Legal Block1
Legal Lot Number13.000
JurisdictionCLINTON NY
Township / Civil DivisionCHAMPLAIN
Census Block Group3
Census Block3016
Census Tract100102

Owner

Source: Clinton County and Champlain Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address14 SMITH ST, ROUSES POINT, NY 12979-1603
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2019 · Amount on Record
Deed SaleJul 26, 2019 · Amount on Record
Prior SaleJun 29, 2018 · Amount on Record
Deed Document Number2019302191
Record UpdatedOct 29, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLINTON NY
Recording DateJul 26, 2019
Property Address14 SMITH ST, ROUSES POINT, NY 12979-1603
Document Number0000302191
Instrument DateJul 19, 2019
Instrument302191
Transaction TypeTransfer
Record UpdatedAug 12, 2019
Title CompanyCLINTON ABSTRACT, CLINTON ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 BANK ST CHAZY NY 129212913, CHAZY, NY 12921-2913

Mortgage

Document Number302192
DateJul 26, 2019
Instrument302192
Lender
NameNBT BK
TypeBank
AddressNORWICH, NY 13815
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 25, 2049

Tax Assessment & Valuation

Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyClinton County
County SubdivisionChamplain Town
MunicipalityRouses Point Village
Unified School DistrictNortheastern Clinton Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,027.00 (+609.08%)
2025$991.00$297,100 (+16.97%) Land $29,600 Building $267,500$297,100 (+16.97%) Land $29,600 Building $267,500
2023$254,000 Land $29,600 Building $224,400$254,000 Land $29,600 Building $224,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims4 (2011)
Most Recent ClaimMay 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event
  • Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROUSES POINT VILLAGE WD
serves 2,550 people · EPA ID NY0900223
Water SourceSurface water
Last State InspectionFeb 2026
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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