Clinton County and Champlain Town property record for 15 Smith St, Rouses Point, NY 12979
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,728 sqft · built 1969 |
| Lot Size | 0.477 acres (20,787 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (May 2018) |
| Tax Bill | $5,894 (2026) |
| Deeds & Mortgages | Apr 2022 Refinance May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 092803 35.6-1-20 |
| Primary APN | 092803 35.6-1-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 576 sqft |
| Finished Basement | 576 sqft |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,787 sqft (0.477 acres) |
| Lot Dimensions | 207 ft deep x 100 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 120 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15 SMITH ST |
|---|---|
| City | ROUSES POINT |
| State | NY |
| Zip | 12979-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDV BEACON HTS LOT |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | CHAMPLAIN |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 100102 |
15 Smith St is owned and occupied by two individuals who bought it in May 2018.
Source: Clinton County and Champlain Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 SMITH ST, ROUSES POINT, NY 12979-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CHAMPLAIN NATIONAL BANK |
| May 22, 2018 | Grant Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on File |
| Deed Sale | May 22, 2018 · Amount on File |
| Prior Sale | Jul 27, 2005 · Amount on File |
| Deed Document Number | 2018294135 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 15 SMITH ST, ROUSES POINT, NY 12979-1602 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000323968 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 20220-00323968 |
| Name | CHAMPLAIN NATIONAL BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | May 22, 2018 |
| Property Address | 15 SMITH ST, ROUSES POINT, NY 12979-1602 |
| Document Number | 0000294135 |
| Instrument Date | May 21, 2018 |
| Instrument | 294135 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 560 ABNAKI RD NORTH HERO VT 054744405, NORTH HERO, VT 05474-4405 |
The 2026 property tax bill for 15 Smith St was $5,894, up 609.3% from the year before.
Source: Clinton County and Champlain Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Champlain Town |
| Municipality | Rouses Point Village |
| Unified School District | Northeastern Clinton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,894.00 (+609.27%) | ||
| 2025 | $831.00 | $249,200 Land $30,500 Building $218,700 | $249,200 Land $30,500 Building $218,700 |
| 2023 | $213,000 Land $30,500 Building $182,500 | $213,000 Land $30,500 Building $182,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Smith St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 4 (2011) |
| Most Recent Claim | May 2011 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Smith St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures