16 Ridgecrest Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 16 Ridgecrest Dr, Cabot, AR 72023

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,341 sqft · built 1997
Lot Size0.754 acres (32,856 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Apr 2020)
Tax Bill$1,817 (2024)
Deeds & MortgagesApr 2020 Sale & Mortgage
Feb 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN721-10963-000

Property Details

APN / Parcel Number

Primary APN721-10963-000
Alternative APN
  • 25599

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,341 sqft Living Area
Gross Area2,941 sqft
1st Floor Area2,341 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialFiberglass
Lot Area32,856 sqft (0.754 acres)
Garage TypeAttached
Garage Area600 sqft
DrivewayConcrete Driveway
Driveway Area2,004 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area136 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address16 RIDGECREST DR
CityCABOT
StateAR
Zip72023-9329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range10
Legal Township05N
Legal Section34
Legal SubdivisionGREYSTONE
Legal Block1
Legal Lot Number163
JurisdictionLONOKE AR
Township / Civil DivisionMAGNESS
Census Block Group1
Census Block1002
Census Tract20105

Owner

Source: Lonoke County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16 RIDGECREST DR, CABOT, AR 72023-9329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS
Feb 5, 2020Loan Modification, Mortgage
NOT AVAILABLE
Feb 5, 2019Deed of Trust, Mortgage · Line of Credit
CENTENNIAL BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2020 · Amount on Record
Deed SaleApr 21, 2020 · Amount on Record
Prior SaleMar 22, 2013
Deed Document Number20203881
Deed Book / Page2020 / 3881
Transfer Doc0308000107
Record UpdatedSep 20, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLONOKE AR
Recording DateApr 21, 2020
Property Address16 RIDGECREST DR, CABOT, AR 72023-9329
Document Number0000003881
Instrument DateApr 17, 2020
Instrument3881
Transaction TypeTransfer
Record UpdatedJun 9, 2020
Title CompanyFIRST NATIONAL TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$710.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16 RIDGECREST DR CABOT AR 720239329, CABOT, AR 72023-9329

Mortgage

Document Number3882
DateApr 21, 2020
Instrument3882
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 20, 2050

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLONOKE AR
Property Address16 RIDGECREST DR, CABOT, AR 72023-9329
Document Number0000002930
Instrument DateFeb 5, 2020
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address16 RIDGECREST DR CABOT AR 720239329, CABOT, AR 72023-9329

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLONOKE AR
Property Address16 RIDGECREST DR, CABOT, AR 72023-9329
Document Number0000001547
Instrument DateFeb 5, 2019
Transaction TypeMortgage
Record UpdatedJun 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address16 RIDGECREST DR CABOT AR 720239329, CABOT, AR 72023-9329

Mortgage

Document Number0000001547
DateFeb 20, 2019
Instrument1547
Lender
NameCENTENNIAL BK
TypeBank
AddressCABOT, AR 72023
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyLonoke County
MunicipalityCabot City
Unified School DistrictCabot Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$45,540 (-) Land $6,000 Building $39,540$227,700 (-) Land $30,000 Building $197,700
2024$1,817.00 (-3.96%)
2023$1,892.00 Homeowner's exemption$45,540 Land $6,000 Building $39,540$227,700 Land $30,000 Building $197,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCABOT WATERWORKS
federal government · serves 27,578 people · EPA ID AR0000338
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Connect2First
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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