13 Ridgecrest Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 13 Ridgecrest Dr, Cabot, AR 72023 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,900 sqft · built 2005
Lot Size	0.724 acres (31,559 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,796 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`721-10955-000`

Property Details

APN / Parcel Number

Primary APN	`721-10955-000`
Alternative APN	`25591`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,900 sqft Living Area
Gross Area	5,716 sqft
1st Floor Area	2,450 sqft
Basement Area	2,450 sqft
Finished Basement	2,450 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	31,559 sqft (0.724 acres)
Garage Type	Attached
Garage Area	816 sqft
Driveway	Concrete Driveway
Driveway Area	1,470 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	528 sqft
Patio Area	35 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13 RIDGECREST DR
City	CABOT
State	AR
Zip	72023-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10
Legal Township	05N
Legal Section	34
Legal Subdivision	GREYSTONE
Legal Block	1
Legal Lot Number	155
Jurisdiction	LONOKE AR
Township / Civil Division	MAGNESS
Census Block Group	1
Census Block	1042
Census Tract	20105

Owner

Source: Lonoke County records · APN 721-10955-000

Assessment roll updated October 1, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 RIDGECREST DR, CABOT, AR 72023-9329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
May 13, 2019	Deed of Trust, Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 16, 2008
Deed Sale	Apr 16, 2008
Prior Sale	Mar 04, 2002
Deed Document Number	20084257
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Recording Date	May 19, 2026
Property Address	13 RIDGECREST DR, CABOT, AR 72023-9329
Document Number	0000005135
Instrument Date	May 06, 2026
Instrument	20265135
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 RIDGECREST DR, CABOT, AR 72023-9329

Mortgage

Document Number	0000005135,
Date	May 19, 2026
Instrument	20265135

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	13 RIDGECREST DR, CABOT, AR 72023-9329
Document Number	0000004850
Instrument Date	May 13, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13 RIDGECREST DR CABOT AR 720239329, CABOT, AR 72023-9329

Mortgage

Document Number	0000004850
Date	May 23, 2019
Instrument	4850

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Lonoke County records · Assessment roll updated October 1, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,796.00 (+15.17%) Homeowner's exemption	$74,590 (-) Land $6,000 Building $68,590	$372,950 (-) Land $30,000 Building $342,950
2024	$3,296.00 (-2.22%)
2023	$3,371.00 Homeowner's exemption	$74,590 Land $6,000 Building $68,590	$372,950 Land $30,000 Building $342,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850201051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 15 individual NFIP policies nearby
Nearby Flood Policies	15 in force

Wildfire

Wildfire Risk	Low above 34% of the US · above 29% of Arkansas
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 163 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
First Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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