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16 Prospect Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 16 Prospect Ave, Montclair, NJ 07042 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4,076 sqft · built 1900
Lot Size0.354 acres (15,438 sqft)
Owner2 Individual Names on File
Last Sale$849,000 (Sep 2013)
Tax Bill$36,827 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN13-00406-0000-00004

Property Details

APN / Parcel Number

Primary APN13-00406-0000-00004
Alternative APN
  • 130040600004

Interior

Stories2 Stories
Building Area4,076 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1917
Construction TypeFrame
Lot Area15,438 sqft (0.354 acres)
Lot Dimensions166 ft deep x 93 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130040600004
Street Address16 PROSPECT AVE
CityMONTCLAIR
StateNJ
Zip07042-1915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description93X166 IRR
Legal Block406
Legal Lot Number4
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4009
Census Tract16400

Owner

Source: Essex County and Montclair Township records · APN 13-00406-0000-00004

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address16 PROSPECT AVE, MONTCLAIR, NJ 07042-1915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 05, 2021Deed of Trust, Mortgage · Line of Credit
HSBC BANK USA
Jun 06, 2018Deed of Trust, Mortgage · Conventional Mortgage
HSBC BK USA NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 30, 2013 · Amount on Record
Deed SaleSep 30, 2013 · Amount on Record
Prior SaleSep 30, 2013 · Amount on Record
Deed Document Number201313087089
Deed Book / Page12460 / 2348
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address16 PROSPECT AVE, MONTCLAIR, NJ 07042-1915
Transaction TypeMortgage
Record UpdatedApr 07, 2021
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021027099
DateMar 05, 2021
Instrument2021027099
Lender
NameHSBC BANK USA
TypeBank
AddressNEW YORK, NY 10018
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueFeb 15, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address16 PROSPECT AVE, MONTCLAIR, NJ 07042-1915
Document Number0000051517
Instrument DateJun 06, 2018
Transaction TypeMortgage
Record UpdatedAug 06, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16 PROSPECT AVE MONTCLAIR NJ 070421915, MONTCLAIR, NJ 07042-1915

Mortgage

Document Number0000051517
DateJun 14, 2018
Instrument51517
Lender
NameHSBC BK USA NA
TypeBank
AddressNEW YORK, NY 10018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2048

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,047,400 (-) Land $477,400 Building $570,000$1,047,400 (-) Land $477,400 Building $570,000
2025$36,827.00 (+3.32%)$1,047,400 (-) Land $477,400 Building $570,000$1,047,400 (-) Land $477,400 Building $570,000
2024$35,643.00 (+3.5%)
2023$1,047,400 Land $477,400 Building $570,000$1,047,400 Land $477,400 Building $570,000
2022$34,438.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130164004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1978–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2024, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Mountain District
listed 1988 · 144 contributing resources · NRIS 86002970

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 329 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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