12 Prospect Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 12 Prospect Ave, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details2,710 sqft · built 1910
Lot Size0.301 acres (13,120 sqft)
Owner2 Individual Names on File
Last Sale$1,625,000 (Nov 2022)
Tax Bill$33,149 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-00406-0000-00003

Property Details

APN / Parcel Number

Primary APN13-00406-0000-00003
Alternative APN
  • 130040600003

Interior

Stories2 Stories
Building Area2,710 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialStucco
Lot Area13,120 sqft (0.301 acres)
Lot Dimensions164 ft deep x 80 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130040600003
Street Address12 PROSPECT AVE
CityMONTCLAIR
StateNJ
Zip07042-1915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description80X164 IRR
Legal Block406
Legal Lot Number3
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4009
Census Tract16400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Mountain District
listed 1988 · 144 contributing resources · NRIS 86002970

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12 PROSPECT AVE, MONTCLAIR, NJ 07042-1915
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2022Deed, Transfer · Stand-Alone First Mortgage
ROBERT AND MARY ANNE VAN DEGNA FAMI
Jun 1, 2020Grant Deed, Transfer
NJ LENDERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 9, 2022 · Amount on Record
Deed SaleNov 9, 2022 · Amount on Record
Prior SaleJun 1, 2020 · Amount on Record
Deed Document Number202298612
Record UpdatedSep 20, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateNov 9, 2022
Property Address12 PROSPECT AVE, MONTCLAIR, NJ 07042-1915
Document Number0000098612
Instrument DateOct 19, 2022
Instrument2022098612
Transaction TypeTransfer
Record UpdatedDec 12, 2022
Title CompanySURETY TITLE AGENCY COASTAL RE, SURETY TTL AGCY COASTAL REGI

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,062.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12 PROSPECT AVE, 12, MONTCLAIR, NJ 07042-1915

Transferred To (Grantee/Buyer)

NameVerified Name
Address12 PROSPECT AVE, MONTCLAIR, NJ 07042-1915

Mortgage

Document Number0000098613
DateNov 9, 2022
Instrument2022098613
Lender
NameROBERT AND MARY ANNE VAN DEGNA FAMI
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term109 Months
DueNov 30, 2031
Interest
Rate3.28%

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateJun 1, 2020
Property Address12 PROSPECT AVE, MONTCLAIR, NJ 07042-1915
Document Number0000051685
Instrument DateMay 20, 2020
Instrument51685
Transaction TypeTransfer
Record UpdatedJun 17, 2020
Title CompanyFOUNDATION TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,250.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12 PROSPECT AVE MONTCLAIR NJ 070421915, MONTCLAIR, NJ 07042-1915

Mortgage

Document Number51686
DateJun 1, 2020
Instrument51686
Lender
NameNJ LENDERS
Address219 PATERSON AVE, LITTLE FALLS, NJ 07424-1657
Agreement
AmountAmount Recorded
Term360 Months
DueMay 31, 2050

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$942,800 (-) Land $465,800 Building $477,000$942,800 (-) Land $465,800 Building $477,000
2025$33,149.00 (+3.32%)$942,800 (-) Land $465,800 Building $477,000$942,800 (-) Land $465,800 Building $477,000
2024$32,083.00 (+3.5%)
2023$942,800 Land $465,800 Building $477,000$942,800 Land $465,800 Building $477,000
2022$30,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1978–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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