10 Prospect Ave, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 10 Prospect Ave, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details3,594 sqft · built 1900
Lot Size0.298 acres (12,960 sqft)
Owner2 Company Names on File
Last Sale$1,610,000 (Dec 2022)
Tax Bill$32,600 (2025)
Deeds & MortgagesDec 2022 Sale
Jul 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-00406-0000-00002

Property Details

APN / Parcel Number

Primary APN13-00406-0000-00002
Alternative APN
  • 130040600002

Interior

Stories2 Stories
Building Area3,594 sqft Living Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Construction TypeFrame
Lot Area12,960 sqft (0.298 acres)
Lot Dimensions162 ft deep x 80 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130040600002
Street Address10 PROSPECT AVE
CityMONTCLAIR
StateNJ
Zip07042-1915
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description80X162 IRR
Legal SubdivisionTOWNSHIP/MONTCLAIR
Legal Block406
Legal Lot Number2
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group4
Census Block4009
Census Tract16400

Owner

Source: Essex County and Montclair Township records · APN 13-00406-0000-00002

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address10 PROSPECT AVE, MONTCLAIR, NJ 07042-1915
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2022Deed, Transfer
SAND LANE TITLE AGENCY LLC, SAFE HOUSE TITLE AGENCY LLC
Jul 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST REPUBLIC BANK
Dec 31, 2020Grant Deed, Transfer
ACRES LAND TITLE AGENCY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 2022 · Amount on Record
Deed SaleDec 23, 2022 · Amount on Record
Prior SaleDec 31, 2020 · Amount on Record
Deed Document Number2022109076
Last Transfer DateApr 11, 2025
Transfer Doc0000024248
Record UpdatedSep 20, 2026

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateDec 23, 2022
Property Address10 PROSPECT AVE, MONTCLAIR, NJ 07042-1915
Document Number0000109076
Instrument DateDec 14, 2022
Instrument2022109076
Transaction TypeTransfer
Record UpdatedJan 20, 2023
Title CompanySAND LANE TITLE AGENCY LLC, SAFE HOUSE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$4,025.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 PROSPECT AVE, MONTCLAIR, NJ 07042-1915

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PROSPECT AVE, MONTCLAIR, NJ 07042-1915

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address10 PROSPECT AVE, MONTCLAIR, NJ 07042-1915
Transaction TypeMortgage
Record UpdatedOct 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069285
DateJul 22, 2022
Instrument2022069285
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionESSEX NJ
Recording DateDec 31, 2020
Property Address10 PROSPECT AVE, MONTCLAIR, NJ 07042-1915
Document Number0000130750
Instrument DateDec 14, 2020
Instrument130750
Transaction TypeTransfer
Record UpdatedJan 27, 2021
Title CompanyACRES LAND TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$1,225.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 PROSPECT AVE MONTCLAIR NJ 070421915, MONTCLAIR, NJ 07042-1915

Tax Assessment & Valuation

Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$927,200 (-) Land $441,400 Building $485,800$927,200 (-) Land $441,400 Building $485,800
2025$32,600.00 (+3.32%)$927,200 (-) Land $441,400 Building $485,800$927,200 (-) Land $441,400 Building $485,800
2024$31,552.00 (+4.44%)
2023$927,200 Land $441,400 Building $485,800$927,200 Land $441,400 Building $485,800
2022$30,210.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130164004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1978–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJan 2024 · other causes

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Mountain District
listed 1988 · 144 contributing resources · NRIS 86002970

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 329 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Prospect Ave

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