16 Oleander, Lake Forest, CA 92630 Property Records

Orange County property record for 16 Oleander, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,515 sqft · built 2015
Lot Size	0.108 acres (4,713 sqft)
Owner	Company Name on Record
Last Sale	$858,500 (Aug 2015)
Tax Bill	$10,949 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`610-462-38`

Property Details

APN / Parcel Number

Primary APN	`610-462-38`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	2,515 sqft Living Area

Exterior

Year Built	Built 2015
Lot Area	4,713 sqft (0.108 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	16 OLEANDER
City	LAKE FOREST
State	CA
Zip	92630-8366
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17530 BLK LOT 38
Legal Tract	17530
Legal Lot Number	38
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5022
Census Tract	52422

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	16 OLEANDER, LAKE FOREST, CA 92630-8366
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2015 · Amount on Record
Deed Sale	Aug 3, 2015 · Amount on Record
Prior Sale	Aug 3, 2015 · Amount on Record
Deed Document Number	0000401880
Last Transfer Date	Oct 27, 2016
Transfer Doc	0000529124
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	16 OLEANDER, LAKE FOREST, CA 92630-8366
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 OLEANDER, LAKE FOREST, CA 92630-8366

Mortgage

Document Number	0000454010
Date	Jul 14, 2021
Instrument	2021000454010

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.75%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.75%
Index	Other
Max Rate	6.75%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,949.00 (+4.33%) Homeowner's exemption	$1,043,492 (+4.04%) Land $580,175 Building $463,317
2023	$10,495.00 (+1.82%) Homeowner's exemption	$1,002,973 Land $557,646 Building $445,327
2022	$10,307.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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