16 Oakridge St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 16 Oakridge St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,424 sqft · built 1984
Lot Size	0.402 acres (17,511 sqft)
Owner	Individual Name on File
Last Sale	$207,000 (Jun 1999)
Tax Bill	$4,191 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-271-45`

Property Details

APN / Parcel Number

Primary APN	`016-271-45`
Alternative APN	`016-271-45-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area
Gross Area	1,864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Contemporary
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	17,511 sqft (0.402 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	152 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16 OAKRIDGE ST
City	WATSONVILLE
State	CA
Zip	95076-3060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OAKRIDGE SUB TR #889
Legal Lot Number	12
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1001
Census Tract	110506

Owner

16 Oakridge St is owned and occupied by an individual who acquired it in July 2019.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	Individual Name on File
Mailing Address	16 OAKRIDGE ST, WATSONVILLE, CA 95076-3060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 25, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 1999 · Amount on File
Deed Sale	Jun 14, 1999 · Amount on File
Deed Document Number	199941452
Last Transfer Date	Jul 24, 2019
Transfer Doc	0000021728
Record Updated	Sep 20, 2026

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 31, 2019
Property Address	16 OAKRIDGE ST, WATSONVILLE, CA 95076-3060
Document Number	0000021728
Map Reference	VOL 67 PG 45
Instrument Date	Jul 24, 2019
Instrument	2019-0021728
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 OAKRIDGE ST, WATSONVILLE, CA 95076-3060

Mortgage

Document Number	0000021729
Date	Jul 31, 2019
Instrument	2019-0021729

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 25, 2017
Property Address	16 OAKRIDGE ST, WATSONVILLE, CA 95076-3060
Document Number	0000031888
Map Reference	VOL67 PG45
Instrument Date	Sep 5, 2017
Instrument	2017-0031888
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 OAKRIDGE ST, WATSONVILLE, CA 95076-3060

Mortgage

Document Number	0000031889
Date	Sep 25, 2017
Instrument	2017-0031889

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 16 Oakridge St was $4,191 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,012 (+2%) Land $198,610 Building $132,402
2025	$4,191.00 Homeowner's exemption	$324,521 Land $194,715 Building $129,806
2023	$3,671.00 (+1.83%) Homeowner's exemption	$311,919 Land $187,154 Building $124,765	$701,010
2022	$3,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Oakridge St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Oakridge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL	100 / 20

May also be available: Verizon, Xfinity.

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