10 Oakridge St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 10 Oakridge St, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,424 sqft · built 1984
Lot Size	0.201 acres (8,756 sqft)
Owner	2 Individual Names on File
Last Sale	$680,000 (Oct 2020)
Tax Bill	$9,324 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`016-271-46`

Property Details

APN / Parcel Number

Primary APN	`016-271-46`
Alternative APN	`016-271-46-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,424 sqft Living Area
Gross Area	1,864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	8,756 sqft (0.201 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10 OAKRIDGE ST
City	WATSONVILLE
State	CA
Zip	95076-3060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 889 LOT 13
Legal Subdivision	OAKRIDGE SUB TR #889
Legal Tract	889
Legal Lot Number	13
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1001
Census Tract	110506

Owner

10 Oakridge St is owned and occupied by two individuals who bought it in October 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10 OAKRIDGE ST, WATSONVILLE, CA 95076-3060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 5, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Oct 5, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE COMPANY
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Prior Sale	Feb 20, 1998 · Amount on File
Deed Document Number	202040078
Prior Transfer Date	Nov 5, 1997
Prior Transfer Doc	0000053411
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	10 OAKRIDGE ST, WATSONVILLE, CA 95076-3060
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 OAKRLDGE STREET, WATSONVILLE, CA 95076-3060

Mortgage

Document Number	0000055452
Date	Nov 8, 2021
Instrument	2021-0055452

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 5, 2020
Property Address	10 OAKRIDGE ST, WATSONVILLE, CA 95076-3060
Document Number	0000040079
Instrument Date	Sep 30, 2020
Instrument	40079
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10 OAKRIDGE ST WATSONVILLE CA 950763060, WATSONVILLE, CA 95076-3060

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 5, 2020
Property Address	10 OAKRIDGE ST, WATSONVILLE, CA 95076-3060
Document Number	0000040078
Map Reference	VOL 67 PG 45
Instrument Date	Sep 20, 2020
Instrument	2020-0040078
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10 OAKRIDGE ST, WATSONVILLE, CA 95076-3060

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	10 OAKRIDGE ST, WATSONVILLE, CA 95076-3060
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 OAKRIDGE ST WATSONVILLE CA 950763060, WATSONVILLE, CA 95076-3060

Mortgage

Document Number	2513
Date	Jan 22, 2020
Instrument	2513

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10 Oakridge St was $9,324 with a homeowner's exemption.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$750,774 (+2%) Land $525,542 Building $225,232
2025	$9,324.00 Homeowner's exemption	$736,054 Land $515,238 Building $220,816
2023	$8,256.00 (+1.79%) Homeowner's exemption	$707,472 Land $495,230 Building $212,242	$710,730
2022	$8,111.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Oakridge St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Oakridge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL	100 / 20

May also be available: Verizon, Xfinity.

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