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41 Oakridge St, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 41 Oakridge St, Watsonville, CA 95076

Property Summary

Property TypeSingle Family Home
Details2,308 sqft · built 1985
Lot Size0.154 acres (6,708 sqft)
Owner2 Individual Names on Record
Tax Bill$3,866 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN016-271-49

Property Details

APN / Parcel Number

Primary APN016-271-49
Alternative APN
  • 016-271-49-000

Interior

Building Area2,308 sqft Living Area
Gross Area2,880 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeWood
Roof MaterialOther
Lot Area6,708 sqft (0.154 acres)
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
Deck Area132 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address41 OAKRIDGE ST
CityWATSONVILLE
StateCA
Zip95076-3061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionOAKRIDGE SUB TR #889
Legal Lot Number16
JurisdictionSANTA CRUZ CA
Township / Civil DivisionWATSONVILLE
Census Block Group1
Census Block1010
Census Tract110506

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address41 OAKRIDGE ST, WATSONVILLE, CA 95076-3061
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 10, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 5, 2020
Transfer Doc0000012371
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address41 OAKRIDGE ST, WATSONVILLE, CA 95076-3061
Transaction TypeMortgage
Record UpdatedMar 9, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 OAKRIDGE ST, WATSONVILLE, CA 95076-3061

Mortgage

Document Number0000011675
DateFeb 25, 2021
Instrument2021-0011675
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateApr 10, 2020
Property Address41 OAKRIDGE ST, WATSONVILLE, CA 95076-3061
Document Number0000012371
Map ReferenceVOL 67 PG 45
Instrument DateApr 5, 2020
Instrument2020-0012371
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address41 OAKRIDGE ST, WATSONVILLE, CA 95076-3061

Mortgage

Document Number0000012372
DateApr 10, 2020
Instrument2020-0012372
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityWatsonville City
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$304,473 (+2%) Land $92,824 Building $211,649
2025$3,866.00 (+14.34%) Homeowner's exemption$298,503 (+4.04%) Land $91,004 Building $207,499
2023$3,381.00 (+1.84%) Homeowner's exemption$286,912 Land $87,470 Building $199,442$957,690
2022$3,320.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WATSONVILLE
serves 65,231 people · EPA ID CA4410011
Water SourceSurface water
Last State InspectionJul 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Cruzio
Fixed Wireless		1,000 / 1,000
Razzolink
Fixed Wireless		500 / 250
Etheric Networks
Fixed Wireless		250 / 100
AT&T
DSL		100 / 20

May also be available: Verizon, Xfinity.

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