Monmouth County and Howell Township property record for 16 Nancy St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,388 sqft · built 2001 |
| Lot Size | 0.434 acres (18,886 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Nov 2009) |
| Tax Bill | $15,141 (2025) |
| Deeds & Mortgages | Jun 2022 Line of Credit Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00042-16-00014 |
| Primary APN | 21-00042-16-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,388 sqft Living Area |
| 1st Floor Area | 1,628 sqft |
| Upper Floors Area | 1,104 sqft |
| Basement Area | 1,092 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 18,886 sqft (0.434 acres) |
| Garage Type | Built-in |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Patio Area | 500 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 02708614 |
|---|---|
| Street Address | 16 NANCY ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-9058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | CROSSWOOD ESTATES |
| Legal Block | 42.16 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 811502 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 NANCY ST, HOWELL, NJ 07731-9058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 13, 2020 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 17, 2009 · Amount on Record |
| Deed Sale | Nov 17, 2009 · Amount on Record |
| Prior Sale | Mar 19, 2001 · Amount on Record |
| Deed Document Number | 2009128624 |
| Deed Book / Page | 8806 / 6503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 NANCY ST, HOWELL, NJ 07731-9058 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0095988361 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 9598/8361 |
| Instrument | 2022059839 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Mar 31, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 13, 2020 |
| Property Address | 16 NANCY ST, HOWELL, NJ 07731-9058 |
| Document Number | 0000036174 |
| Book / Page | 009405 / 009573 |
| Instrument Date | Mar 10, 2020 |
| Instrument | 36174 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16 NANCY ST HOWELL NJ 077319058, HOWELL, NJ 07731-9058 |
| Document Number | 36175 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 009405/009620 |
| Instrument | 36175 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2050 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $913,500 (+3.41%) Land $353,400 Building $560,100 | $913,500 (+3.41%) Land $353,400 Building $560,100 | |
| 2025 | $15,141.00 (+11.24%) | $883,400 (+26.58%) Land $328,400 Building $555,000 | $883,400 (+26.58%) Land $328,400 Building $555,000 |
| 2024 | $13,611.00 (+3.26%) | ||
| 2023 | $697,900 Land $253,400 Building $444,500 | $697,900 Land $253,400 Building $444,500 | |
| 2022 | $13,181.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 77% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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