11 Nancy St, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 11 Nancy St, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,188 sqft · built 2001
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on File
Last Sale	$790,000 (Jul 2024)
Tax Bill	$13,462 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-00042-15-00003`

Property Details

APN / Parcel Number

Primary APN	`21-00042-15-00003`
Alternative APNs	`2100042001500003` `02708503`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,188 sqft Living Area
1st Floor Area	1,204 sqft
Upper Floors Area	1,124 sqft
Basement Area	1,064 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	12,500 sqft (0.287 acres)
Garage Area	364 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	02708503
Street Address	11 NANCY ST
City	HOWELL
State	NJ
Zip	07731-9059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	CROSSWOOD ESTATES SEC 02
Legal Block	42.15
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1008
Census Tract	811502

Owner

11 Nancy St is owned and occupied by two individuals who bought it in July 2024.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 NANCY ST, HOWELL, NJ 07731-9059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2024 · Amount on File
Deed Sale	Jul 16, 2024 · Amount on File
Prior Sale	Aug 7, 2001 · Amount on File
Deed Document Number	202447196
Deed Book / Page	9695 / 8012
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	11 NANCY ST, HOWELL, NJ 07731-9059
Document Number	0000062463
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11 NANCY ST HOWELL NJ 077319059, HOWELL, NJ 07731-9059

Mortgage

Document Number	0000062463
Date	Jun 12, 2020
Book Page	009420/001214
Instrument	62463

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11 Nancy St was $13,462, up 19.8% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$814,700 (+3.73%) Land $338,700 Building $476,000	$814,700 (+3.73%) Land $338,700 Building $476,000
2025	$13,462.00 (+19.79%)	$785,400 Land $313,700 Building $471,700	$785,400 Land $313,700 Building $471,700
2024	$11,238.00
2023		$566,700 Land $238,700 Building $328,000	$566,700 Land $238,700 Building $328,000
2022	$10,544.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Nancy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Nancy St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 66% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
T-Mobile Fixed Wireless	100 / 20