16 Lower Granite Rd, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 16 Lower Granite Rd, Kerhonkson, NY 12446

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,508 sqft · built 1995
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$153,950 (May 2018)
Tax Bill	$4,122 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`514400 76.3-2-9`

Property Details

APN / Parcel Number

Primary APN	`514400 76.3-2-9`
Alternative APN	`100480.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	772 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	100480.000
Street Address	16 LOWER GRANITE RD
City	KERHONKSON
State	NY
Zip	12446-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1026
Census Tract	955002

Owner

Source: Ulster County and Rochester Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16 LOWER GRANITE RD, KERHONKSON, NY 12446-3210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2018 · Amount on Record
Deed Sale	May 3, 2018 · Amount on Record
Deed Document Number	20185929
Deed Book / Page	6292 / 118
Prior Transfer Date	Jul 18, 2003
Prior Transfer Doc	0000038110
Record Updated	Jun 8, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ULSTER NY
Recording Date	May 3, 2018
Property Address	16 LOWER GRANITE RD, KERHONKSON, NY 12446-3210
Document Number	0000005929
Book / Page	006292 / 000118
Instrument Date	Apr 11, 2018
Instrument	5929
Transaction Type	Transfer
Record Updated	May 18, 2018
Title Company	INTRACOASTAL ABSTRACT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$615.80
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 KRUMVILLE RD OLIVEBRIDGE NY 124615529, OLIVEBRIDGE, NY 12461-5529

Mortgage

Document Number	5930
Date	May 3, 2018
Book Page	011551/000323
Instrument	5930

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 2, 2048

Tax Assessment & Valuation

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,122.00 (+294.45%)	$157,500 (-) Land $42,000 Building $115,500	$297,170 (+18.87%) Land $79,245 Building $217,925
2023		$157,500 (-) Land $42,000 Building $115,500	$250,000 (+14.29%) Land $66,667 Building $183,333
2022		$157,500 Land $42,000 Building $115,500	$218,750 Land $58,333 Building $160,417
2021	$1,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Apr 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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