16 Independence Trl, Waco, TX 76708 Property Records

McLennan County property record for 16 Independence Trl, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,342 sqft · built 2025
Lot Size	0.633 acres (27,591 sqft)
Owner	2 Individual Names on Record
Last Sale	$868,600 (Aug 2026)
Tax Bill	$1,228 (2025)
Deeds & Mortgages	Aug 2026 Construction Loan Sep 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-000300-000123-0`

Property Details

APN / Parcel Number

Primary APN	`18-000300-000123-0`
Alternative APN	`333408`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,342 sqft Living Area
Gross Area	4,274 sqft
1st Floor Area	3,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	27,591 sqft (0.633 acres)
Garage Type	Attached
Garage Area	932 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16 INDEPENDENCE TRL
City	WACO
State	TX
Zip	76708-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 23 BLOCK 1 ACRES .6334
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	1
Legal Lot Number	23
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	252 AUSTIN HINES DR, CHINA SPRING, TX 76633-3424
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed, Construction Loan · Construction Mortgage FIRST NATIONAL
Sep 23, 2022	Vendor's Lien, Transfer · Line of Credit ALLIANCE BANK CENTRAL TEXAS
Jun 25, 2019	Warranty Deed, Subdivision Related Transfer TEXAS COUNTRY TITLE
Aug 25, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/CTRL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Sep 23, 2022 · Amount on Record
Deed Document Number	202625115
Record Updated	Oct 29, 2026

August 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 5, 2026
Property Address	16 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000025115
Instrument Date	Jul 31, 2026
Instrument	202625115
Transaction Type	Construction Loan
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	252 AUSTIN HINES DR, CHINA SPRING, TX 76633-3424

Mortgage

Document Number	0000025116,
Date	Aug 5, 2026
Instrument	202625116

Lender

Name	FIRST NATIONAL

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 31, 2027

Interest

Max Rate	-1%

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 23, 2022
Property Address	16 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000038436
Map Reference	FILE 2005004493
Instrument Date	Sep 23, 2022
Instrument	2022038436
Transaction Type	Transfer
Record Updated	Sep 30, 2022
Title Company	AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 BOLDMERE, WOODWAY, TX 76712-4093

Mortgage

Document Number	0000038437
Date	Sep 23, 2022
Instrument	2022038437

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 23, 2023

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 25, 2019
Property Address	16 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000020898
Instrument Date	Jun 24, 2019
Instrument	20898
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2019
Title Company	TEXAS COUNTRY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 KETTLE ROCK CT FOLSOM CA 956307185, FOLSOM, CA 95630-7185

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	16 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000028300
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Sep 15, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	126 MECCA RD WACO TX 767107233, WACO, TX 76710-7233

Mortgage

Document Number	0000028300
Date	Aug 29, 2017
Instrument	28300

Lender

Name	FIRST NAT'L BK/CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$663,186 (+1,09%) Land $61,252 Building $601,934	$663,186 (+1,09%) Land $61,252 Building $601,934
2025	$1,228.00 (-0.97%)	$55,730 (-) Land $55,730	$55,730 (-) Land $55,730
2024	$1,240.00 (-0.4%)
2023		$55,730 Land $55,730	$55,730 Land $55,730
2022	$1,245.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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