10 Independence Trl, Waco, TX 76708 Property Records

McLennan County property record for 10 Independence Trl, Waco, TX 76708

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 2,977 sqft · built 2009
Lot Size0.826 acres (35,961 sqft)
Owner2 Company Names on Record
Tax Bill$11,842 (2025)
Deeds & MortgagesFeb 2026 Sale
Oct 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN18-000300-000115-0

Property Details

APN / Parcel Number

Primary APN18-000300-000115-0
Alternative APN
  • 333400

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,977 sqft Living Area
Gross Area3,555 sqft
1st Floor Area2,977 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area35,961 sqft (0.826 acres)
Garage TypeAttached
Garage Area578 sqft
DrivewayConcrete Driveway
Driveway Area2,000 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area581 sqft
Patio Area1,925 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ
Storage Building396 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address10 INDEPENDENCE TRL
CityWACO
StateTX
Zip76708-9603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionAUSTIN COLONY ADDN PUD LOT 15 BLOCK 1 ACRES .8256
Legal SubdivisionAUSTIN COLONY ADDN PUD
Legal Block1
Legal Lot Number15
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group2
Census Block2000
Census Tract4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address10 INDEPENDENCE TRL, WACO, TX 76708-9603
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Warranty Deed, Transfer
Oct 8, 2025Warranty Deed, Transfer
UNKNOWN, FTC
Feb 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2025
Deed SaleOct 8, 2025
Prior SaleJun 27, 2013 · Amount on Record
Deed Document Number202530946
Prior Transfer DateApr 19, 2010
Prior Transfer Doc0000012107
Record UpdatedOct 29, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateFeb 18, 2026
Property Address10 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number0000005123
Map ReferenceDOC 2005004493
Instrument DateFeb 4, 2026
Instrument2026005123
Transaction TypeTransfer
Record UpdatedFeb 27, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address10 INDEPENDENCE TRL, WACO, TX 76708-9603

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateOct 8, 2025
Property Address10 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number0000030946
Map ReferenceDOC 2005004493
Instrument DateOct 6, 2025
Instrument2025030946
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyUNKNOWN, FTC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5420 7TH ST, LUBBOCK, TX 79416-4372

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 INDEPENDENCE TRL, WACO, TX 76708-9603

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address10 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005785
DateFeb 24, 2017
Instrument2017005785
Lender
NameCENTRAL NATIONAL BANK
TypeSubprime Lender
AddressTEMPLE, TX 76502
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictChina Spring Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$686,000 (+1.41%) Land $69,764 Building $616,236$686,000 (-16.1%) Land $69,764 Building $616,236
2025$11,842.00 (+6.79%) Homeowner's exemption$676,454 (-0.03%)$817,660 (+20.84%) Land $63,290 Building $754,370
2024$11,089.00 (+9.96%)
2023$676,640 Land $63,290 Building $613,350$676,640 Land $63,290 Building $613,350
2022$10,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 70% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Independence Trl

Nearby Streets

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