13 Independence Trl, Waco, TX 76708 Property Records

McLennan County property record for 13 Independence Trl, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,898 sqft · built 2017
Lot Size	0.75 acres (32,674 sqft)
Owner	2 Individual Names on Record
Last Sale	$601,300 (May 2020)
Tax Bill	$12,824 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-000300-000224-0`

Property Details

APN / Parcel Number

Primary APN	`18-000300-000224-0`
Alternative APN	`333470`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,898 sqft Living Area
Gross Area	3,657 sqft
1st Floor Area	2,898 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	32,674 sqft (0.75 acres)
Lot Dimensions	252 ft deep x 127 ft wide
Garage Type	Attached
Garage Area	759 sqft
Driveway	Concrete Driveway
Driveway Area	1,980 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Pool House	480 sqft
Porch	Open Porch
Porch Area	166 sqft
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13 INDEPENDENCE TRL
City	WACO
State	TX
Zip	76708-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 24 BLOCK 2 ACRES .7501
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	2
Legal Lot Number	24
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2002
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8458 BUTTE CREEK ST, LITTLETON, CO 80125-9176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 25, 2018	Trustee's Deed, Construction Loan CENTRAL TEXAS FCU
Sep 5, 2017	Vendor's Lien, Transfer · Conventional Mortgage NEW PENN FINANCIAL LLC
Jul 29, 2017	Loan Modification, Mortgage AMERICAN BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Sep 5, 2017 · Amount on Record
Deed Document Number	202015288
Record Updated	Oct 29, 2026

May 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	May 12, 2020
Property Address	13 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000015288
Map Reference	FILE 2005004493
Instrument Date	May 12, 2020
Instrument	2020015288
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	906 HERIOT CT, 906, MC GREGOR, TX 76657-3550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 INDEPENDENCE TRL, WACO, TX 76708-9603

Mortgage

Document Number	0000015289
Date	May 12, 2020
Instrument	2020015289

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 25, 2018
Property Address	13 INDEPENDENCE TRL, WACO, TX 76708-9603
Instrument Date	Apr 20, 2018
Instrument	13216
Transaction Type	Construction Loan
Record Updated	May 29, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	13 INDEPENDENCE TRL WACO TX 767089603, WACO, TX 76708-9603

Mortgage

Document Number	0000013216
Date	Apr 25, 2018
Instrument	13216

Lender

Name	CENTRAL TEXAS FCU
Address	PO BOX 20248, WACO, TX 76702-0248

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 24, 2033

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 5, 2017
Property Address	13 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000028963
Map Reference	DOC2005004493
Instrument Date	Sep 1, 2017
Instrument	2017028963
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 INDEPENDENCE TRL, WACO, TX 76708-9603

Mortgage

Document Number	0000028964
Date	Sep 5, 2017
Instrument	2017028964

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	13 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000027368
Instrument Date	Jul 29, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	287 SPRING CRK MOODY TX 765574126, MOODY, TX 76557-4126

Mortgage

Document Number	0000027368
Date	Aug 21, 2017
Instrument	27368

Lender

Name	AMERICAN BK
Type	Bank
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 20, 2018

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$643,000 (-18.47%) Land $66,982 Building $576,018	$643,000 (-26.85%) Land $66,982 Building $576,018
2025	$12,824.00 (-1.04%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$788,644 (+10.35%) Land $60,770 Building $818,210	$878,980 (+22.99%) Land $60,770 Building $818,210
2024	$12,959.00 (+9.7%)
2023		$714,650 Land $60,770 Building $653,880	$714,650 Land $60,770 Building $653,880
2022	$11,813.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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