16 Hillside Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 16 Hillside Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 5,943 sqft · built 1995
Lot Size	2.22 acres (96,703 sqft)
Owner	2 Individual Names on File
Last Sale	$1,599,000 (Feb 2026)
Tax Bill	$15,439 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79-11`

Property Details

APN / Parcel Number

Primary APN	`79-11`
Alternative APN	`CUMB M:026 B:0055 L:000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	5,943 sqft Living Area
Gross Area	11,405 sqft
1st Floor Area	3,933 sqft
Basement Area	3,157 sqft
Unfinished Basement	3,157 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	96,703 sqft (2.22 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	79-11
Street Address	16 HILLSIDE RD
City	CUMBERLAND
State	RI
Zip	02864-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	100
Legal Block	55
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	3
Census Block	3009
Census Tract	11405

Owner

16 Hillside Rd is owned and occupied by two individuals who bought it in February 2026.

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 HILLSIDE RD, CUMBERLAND, RI 02864-3206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2026 · Amount on File
Deed Sale	Feb 13, 2026 · Amount on File
Prior Sale	Oct 16, 2013 · Amount on File
Deed Document Number	2026153659
Deed Book / Page	2023 / 681
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Feb 13, 2026
Property Address	16 HILLSIDE RD, CUMBERLAND, RI 02864-3206
Document Number	002023-681
Book / Page	2023 / 681
Instrument Date	Feb 11, 2026
Instrument	153659
Transaction Type	Transfer
Record Updated	Mar 11, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 HILLSIDE RD, CUMBERLAND, RI 02864-3206

Mortgage

Document Number	0000153660
Date	Feb 13, 2026
Instrument	153660

Lender

Name	BANKESB

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 1, 2031
Index	Other

Tax Assessment & Valuation

The 2026 property tax bill for 16 Hillside Rd was $15,439, up 4.9% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,439.00 (+4.89%)	$1,542,400 (+28.58%) Land $247,200 Building $1,295,200	$1,343,139
2025	$14,719.00	$1,199,600 Land $183,700 Building $1,015,900
2023	$13,939.00 (+2.45%)	$1,199,600 (+32.17%) Land $183,700 Building $1,015,900
2022	$13,605.00	$907,600 Land $142,400 Building $765,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Hillside Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Hillside Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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