12 Hillside Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 12 Hillside Rd, Cumberland, RI 02864

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 5,377 sqft · built 2004
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Apr 1995)
Tax Bill$12,043 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN99-99

Property Details

APN / Parcel Number

Primary APN99-99
Alternative APN
  • CUMB M:026 B:0054 L:000

Interior

Bedrooms5 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area5,377 sqft Living Area
Gross Area8,788 sqft
1st Floor Area4,209 sqft
Basement Area2,560 sqft
Unfinished Basement2,560 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area174,240 sqft (4 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number99-99
Street Address12 HILLSIDE RD
CityCUMBERLAND
StateRI
Zip02864-3206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code100
Legal Block54
JurisdictionCUMBERLAND RI
Township / Civil DivisionCUMBERLAND
Census Block Group3
Census Block3009
Census Tract11405

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address12 HILLSIDE RD, CUMBERLAND, RI 02864-3206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 1995 · Amount on Record
Deed SaleApr 3, 1995 · Amount on Record
Deed Book / Page630 / 64
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address12 HILLSIDE RD, CUMBERLAND, RI 02864-3206
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002010-347
DateSep 12, 2025
Book Page2010/347
Instrument151053
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueOct 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,043.00 (-4.25%)$1,203,100 (+17.36%) Land $255,200 Building $947,900$1,290,970
2025$12,578.00 (+5.59%)$1,025,100 (-) Land $191,700 Building $833,400
2023$11,912.00 (-1.78%)$1,025,100 (+26.7%) Land $191,700 Building $833,400
2022$12,128.00$809,100 Land $148,100 Building $661,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CUMBERLAND
serves 21,235 people · EPA ID RI1647530
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hillside Rd

Nearby Streets

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