11 Highland St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 11 Highland St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,756 sqft · built 1900
Lot Size	0.186 acres (8,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Feb 2019)
Tax Bill	$9,579 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0064 B:0025 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0064 B:0025 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,756 sqft Living Area
Gross Area	5,384 sqft
1st Floor Area	1,320 sqft
Attic	Attic
Attic Area	1,064 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	8,120 sqft (0.186 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	11 HIGHLAND ST
City	GLOUCESTER
State	MA
Zip	01930-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Block	25
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1018
Census Tract	221300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Gloucester Square Historic District listed 1996 · 254 contributing resources · NRIS 96000471

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11 HIGHLAND ST, GLOUCESTER, MA 01930-3804
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 11, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BOSTON PRIVATE BANK & TRUST COMPANY
Feb 14, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BOSTON PRIVATE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2019 · Amount on Record
Deed Sale	Feb 14, 2019 · Amount on Record
Deed Document Number	2019910
Deed Book / Page	37328 / 180
Prior Transfer Date	Jan 22, 2019
Prior Transfer Doc	37328-180
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Recording Date	Sep 9, 2026
Property Address	11 HIGHLAND ST, GLOUCESTER, MA 01930-3804
Document Number	0000001680
Book / Page	43618 / 293
Instrument Date	Aug 24, 2026
Instrument	20261680
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 HIGHLAND ST, GLOUCESTER, MA 01930-3804

Mortgage

Document Number	0000001680,
Date	Sep 9, 2026
Book Page	43618/293
Instrument	20261680

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	11 HIGHLAND ST, GLOUCESTER, MA 01930-3804
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37926-399
Date	Oct 11, 2019
Book Page	37926/399
Instrument	20191011003060

Lender

Name	BOSTON PRIVATE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Feb 14, 2019
Property Address	11 HIGHLAND ST, GLOUCESTER, MA 01930-3804
Document Number	37328-180
Book / Page	37328 / 180
Instrument Date	Jan 22, 2019
Instrument	20190214000910
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 HIGHLAND ST, GLOUCESTER, MA 01930-3804

Mortgage

Document Number	190214000920
Date	Feb 14, 2019
Instrument	190214000920

Lender

Name	BOSTON PRIVATE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2026

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,579.00 (+3.51%)	$1,028,900 (+8.07%) Land $246,300 Building $782,600	$1,243,268 (+47.73%)
2025	$9,254.00 (+1.04%)	$952,100 (+1.15%) Land $228,100 Building $724,000
2024	$9,159.00 (+4.65%)	$941,300 (+13.9%) Land $217,300 Building $724,000	$841,605
2023	$8,752.00	$826,400 Land $194,000 Building $632,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 units insured incl. 21 condo units
Nearby Flood Claims	7 (1984–2018)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jan 2018 · other causes
Claims by Event	Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile, Verizon.

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