Middlesex County and Stow Town property record for 16 Heritage Ln, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,787 sqft · built 1998 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $630,000 (Apr 2004) |
| Tax Bill | $18,002 (2026) |
| Deeds & Mortgages | Nov 2023 Transfer Nov 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | R-29 0085-1 |
| Primary APN | R-29 0085-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,787 sqft Living Area |
| Gross Area | 5,774 sqft |
| 1st Floor Area | 1,474 sqft |
| Basement Area | 1,474 sqft |
| Unfinished Basement | 1,474 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R-29 0085-1 |
|---|---|
| Street Address | 16 HERITAGE LN |
| City | STOW |
| State | MA |
| Zip | 01775-1398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | ELIZABETH BROOK FARM |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 323101 |
Source: Middlesex County and Stow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 16 HERITAGE LN, STOW, MA 01775-1398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 10, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Nov 30, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2004 · Amount on Record |
| Deed Sale | Apr 30, 2004 · Amount on Record |
| Prior Sale | Aug 19, 1998 · Amount on Record |
| Deed Document Number | 2004105768 |
| Deed Book / Page | 42662 / 340 |
| Last Transfer Date | Nov 10, 2023 |
| Transfer Doc | 082198-217 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Nov 10, 2023 |
| Property Address | 16 HERITAGE LN, STOW, MA 01775-1398 |
| Document Number | 082198-217 |
| Book / Page | 82198 / 217 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 128940 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16 HERITAGE LN, STOW, MA 01775-1398 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 16 HERITAGE LN, STOW, MA 01775-1398 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76288-160 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 76288/160 |
| Instrument | 225046 |
| Name | MSA LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,002.00 (+10.1%) | $1,007,400 (+7.33%) Land $413,200 Building $594,200 | $997,145 (+10.31%) |
| 2025 | $16,350.00 (+5.54%) | $938,600 (+2.82%) Land $344,400 Building $594,200 | $903,925 |
| 2024 | $15,492.00 (+3.22%) | $912,900 (+10.28%) Land $345,500 Building $567,400 | |
| 2023 | $15,008.00 | $827,800 Land $314,100 Building $513,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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