Middlesex County and Stow Town property record for 33 Heritage Ln, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,992 sqft · built 1997 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $750,000 (Sep 2020) |
| Tax Bill | $19,616 (2026) |
| Deeds & Mortgages | Dec 2017 Mortgage Sep 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-29 0085-9 |
| Primary APN | R-29 0085-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,992 sqft Living Area |
| Gross Area | 5,906 sqft |
| 1st Floor Area | 1,478 sqft |
| Basement Area | 1,478 sqft |
| Unfinished Basement | 1,478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R-29 0085-9 |
|---|---|
| Street Address | 33 HERITAGE LN |
| City | STOW |
| State | MA |
| Zip | 01775-1397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 323101 |
Source: Middlesex County and Stow Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 33 HERITAGE LN, STOW, MA 01775-1397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2017 | Deed of Trust, Mortgage HANSCOM FCU |
| Sep 29, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC |
| Mar 3, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2020 · Amount on Record |
| Deed Sale | Sep 29, 2020 · Amount on Record |
| Prior Sale | Feb 18, 1998 · Amount on Record |
| Deed Document Number | 2020173733 |
| Deed Book / Page | 75748 / 104 |
| Prior Transfer Date | Sep 16, 2020 |
| Prior Transfer Doc | 75748-104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 33 HERITAGE LN, STOW, MA 01775-1397 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70390-373 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 70390/373 |
| Instrument | 203554 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Sep 29, 2020 |
| Property Address | 33 HERITAGE LN, STOW, MA 01775-1397 |
| Document Number | 75748-104 |
| Book / Page | 75748 / 104 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 173733 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 33 HERITAGE LN, STOW, MA 01775-1397 |
| Document Number | 173734 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 173734 |
| Name | MORTGAGE NETWORK INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Mar 3, 2017 |
| Property Address | 33 HERITAGE LN, STOW, MA 01775-1397 |
| Document Number | 68965-278 |
| Book / Page | 068965 / 000278 |
| Instrument Date | Feb 22, 2017 |
| Instrument | 33016 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 33 HERITAGE LN STOW MA 017751397, STOW, MA 01775-1397 |
| Document Number | 68965-282 |
|---|---|
| Date | Mar 3, 2017 |
| Book Page | 068965/000282 |
| Instrument | 33017 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 2, 2047 |
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,616.00 (+9.65%) | $1,097,700 (+6.88%) Land $424,600 Building $673,100 | $988,618 (+9.19%) |
| 2025 | $17,890.00 (+7.34%) | $1,027,000 (+4.57%) Land $353,900 Building $673,100 | $905,445 |
| 2024 | $16,666.00 (+4.78%) | $982,100 (+11.95%) Land $355,100 Building $627,000 | |
| 2023 | $15,905.00 | $877,300 Land $322,800 Building $554,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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