Middlesex County and Stow Town property record for 34 Heritage Ln, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,268 sqft · built 1998 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | Individual Name on File |
| Last Sale | $727,000 (Aug 2016) |
| Tax Bill | $20,297 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Dec 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R-29 0085-5 |
| Primary APN | R-29 0085-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,268 sqft Living Area |
| Gross Area | 7,150 sqft |
| 1st Floor Area | 1,698 sqft |
| Basement Area | 1,698 sqft |
| Unfinished Basement | 1,698 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 44,431 sqft (1.02 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R-29 0085-5 |
|---|---|
| Street Address | 34 HERITAGE LN |
| City | STOW |
| State | MA |
| Zip | 01775-1398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | ELIZABETH BROOK FARM |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 323101 |
34 Heritage Ln is owned and occupied by an individual who acquired it in December 2021.
Source: Middlesex County and Stow Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 34 HERITAGE LN, STOW, MA 01775-1398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Dec 27, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jul 16, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Apr 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2016 · Amount on File |
| Deed Sale | Aug 18, 2016 · Amount on File |
| Prior Sale | Oct 23, 1998 · Amount on File |
| Deed Document Number | 2016142619 |
| Last Transfer Date | Dec 20, 2021 |
| Transfer Doc | 079430-260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 34 HERITAGE LN, STOW, MA 01775-1398 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 079430-244 |
|---|---|
| Date | Dec 27, 2021 |
| Book Page | 79430/244 |
| Instrument | 278160 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Dec 27, 2021 |
| Property Address | 34 HERITAGE LN, STOW, MA 01775-1398 |
| Document Number | 079430-260 |
| Book / Page | 79430 / 260 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 278161 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 34 HERITAGE LN, STOW, MA 01775-1398 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STOW MA |
| Recording Date | Jul 16, 2020 |
| Property Address | 34 HERITAGE LN, STOW, MA 01775-1398 |
| Document Number | 75134-266 |
| Book / Page | 075134 / 000266 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 115231 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 HERITAGE LN STOW MA 017751398, STOW, MA 01775-1398 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 34 HERITAGE LN, STOW, MA 01775-1398 |
| Document Number | 69119-175 |
| Book / Page | 069119 / 000175 |
| Instrument Date | Apr 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2017 |
| Name | Verified Name |
|---|
| Document Number | 69119-175 |
|---|---|
| Date | Apr 10, 2017 |
| Book Page | 069119/000175 |
| Instrument | 51916 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 9, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.99% |
The 2026 property tax bill for 34 Heritage Ln was $20,297, up 12.7% from the year before.
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,297.00 (+12.74%) | $1,135,800 (+9.9%) Land $431,100 Building $704,700 | $1,067,795 (+10.56%) |
| 2025 | $18,004.00 (+5.7%) | $1,033,500 (+2.97%) Land $359,300 Building $674,200 | $965,770 |
| 2024 | $17,033.00 (+6.11%) | $1,003,700 (+13.36%) Land $360,500 Building $643,200 | |
| 2023 | $16,052.00 | $885,400 Land $327,800 Building $557,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 34 Heritage Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 34 Heritage Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
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