14 Forest Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 14 Forest Dr, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,481 sqft · built 1984
Lot Size	0.379 acres (16,509 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jan 2023)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 3 189`

Property Details

APN / Parcel Number

Primary APN	`18A 3 189`
Alternative APN	`6004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,481 sqft Living Area
Gross Area	3,499 sqft
1st Floor Area	1,250 sqft
Basement Area	1,250 sqft
Finished Basement	1,250 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1996
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,509 sqft (0.379 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	570 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6004
Street Address	14 FOREST DR
City	PALMYRA
State	VA
Zip	22963-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INST 230000268 MONTPELIER-3 LOT 189 16,500 SF
Legal Subdivision	MONTPELIER, LAKE MONTICELLO PH 3
Legal Block	18
Legal Lot Number	189
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1005
Census Tract	20103

Owner

Source: Fluvanna County records · APN 18A 3 189

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14 FOREST DR, PALMYRA, VA 22963-2120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2023 · Amount on Record
Deed Sale	Jan 31, 2023 · Amount on Record
Deed Document Number	2023268
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jan 31, 2023
Property Address	14 FOREST DR, PALMYRA, VA 22963-2120
Document Number	0230000268
Map Reference	DB 81 PG 552
Instrument Date	Jan 18, 2023
Instrument	230000268
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 FOREST DR, PALMYRA, VA 22963-2120
Investor	Possibly a Property Investor

Mortgage

Document Number	0230000269
Date	Jan 31, 2023
Instrument	230000269

Lender

Name	UNITED MORTGAGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$318,520 (-) Land $30,000 Building $288,520	$318,520 (-) Land $30,000 Building $288,520
2025	$2,404.00 (+14.26%)	$318,520 (+27.77%) Land $30,000 Building $288,520	$318,520 (+27.77%) Land $30,000 Building $288,520
2023		$249,300 Land $30,000 Building $219,300	$249,300 Land $30,000 Building $219,300
2022	$2,104.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 256 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Central Virginia Electric Cooperative	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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